Suncorp Everyday Options Savings Account

When it comes to your bank accounts you don’t need to be locked into accounts which earn you little to no interest, nor do you have to be assaulted with endless bank fees each month, or sluggish access to your funds. Instead, you can choose cleverly linked accounts, high interest options and get easy everyday banking options, with a Suncorp Everyday Options Savings Account.

The Suncorp Everyday Options Savings Account

This Suncorp savings account has all of the everyday features you need to pay bills and access your funds, has a fixed monthly fee and a range of other inclusions:

• A flat, fixed monthly fee of $5, which includes all transactions, EFTPOS, BPAY, withdrawals, branch visits and debit card transactions
• The option to waive the fee if you are a student, you have a disability, you are on a government pension or you have an existing balance with Suncorp of $20,000 or more in eligible accounts
• Online access and transaction history
• Chip technology included on all cards from December 2009 for added security
• The option to choose a personalised image, or upload your own photo or design for your debit or access card

Savings Account	Account Details	Intro Rate p.a.	Variable Rate p.a.	Intro Period p.a.	Fees	Min Balance and Min Deposit
Suncorp Everyday Options Savings Account	No monthly account keeping fee for 12 months (usually $5 per month), 4.25% p.a. variable rate on free sub accounts, higher rates available for fixed terms	4.25% on sub-account	4.25% on sub-account	0.00%	$0 for 12 months then $5 per month	$0

Click to Open an account online now and start earning interest with the Suncorp Everyday Options Savings Account

The Suncorp Everyday Options Sub-Accounts

Once you have opened an Everyday Options account with Suncorp you can link it to up to nine sub-accounts which attract high interest, no fees and instant transfers between accounts. Your Everyday Options sub-accounts:

·       Are completely fee free when set up in conjunction with an Everyday Options account.

·       Will earn a high interest rate of 4.25% on all balances, with no minimum balance or deposit required and no penalties for withdrawals.

·       Interest is calculated daily and paid monthly.

·       Can be named individually to keep savings goals and emergency funds in check; one sub-account could be labelled ‘Holiday’ another could be ‘Investment’ and another can be allocated to ‘Bills’.

·       You have the option to apply Suncorp’s flexiRates to any or all of the balance in any sub-account for any period between one month and one year;

* 3 month term, at 5.45%

* 6 month term, at 6.15%

* 12 month term, at 6.45%

Link Your Suncorp Savings Accounts

Alone, the Suncorp Everyday Options account and the high interest savings accounts are already feature-packed and easy to use; however, linked the Suncorp Everyday Options account and the sub-accounts are a winning combination for your banking needs.

You will have complete control of your savings and financial goals when you combine the Everyday Options account with Everyday Options sub-accounts; you can easily set up a direct transfer from your everyday account to your high interest savings account to keep your savings target on track and if you need access to your accumulated funds, you can instantly transfer them from your high interest savings account, back to your everyday account where you can access the funds for internet banking, ATM withdrawals or debit card purchases.

You’ll receive just one statement for your Everyday Options account and your sub-accounts to keep paperwork under control and give you a quick reference point. Your statements can also be viewed online. Plus, for a small fee you can set up an Automatic Sweep option, where funds will be automatically moved to your Everyday Options account from your sub-accounts to cover a cheque or direct debit if there are insufficient funds.

Opening Suncorp Everyday Options Savings Accounts

A Suncorp Everyday Options account can be opened online, where the online application takes less than 10 minutes and will start by making you complete a checklist to ensure you have all the paperwork you need before you proceed. If you are a new Suncorp customer you may be required to visit a branch to verify your identity, but the rest of the process can be completed online.

During the application for a Suncorp Everyday Options account, you will be asked if you want to open sub-accounts, the number of sub-accounts you want, and what you would like to call each one. Your sub-accounts can be used for personal use only, but can be set up as a mortgage off-set account to ease the pressure of home loan interest rates. Once your application has been received, you will be posted your account details within 2-5 business days and you’ll be ready to start banking, saving and spending.

If you think you’re now ready to make the switch to a new generation of flexible, inclusive and affordable banking and savings options, then visit for more information or to apply for a Suncorp Everyday Options account, and sub-account.

Click to Open an account online now and start earning interest with the Suncorp Everyday Options Savings Account