St.George Complete Freedom Account

St.George Complete Freedom Savings Account Review and Application

Your choice of transaction account will follow you everywhere, that’s why it is so important to make the right choice for wherever you are going. Your transaction account goes with you when you do your online shopping, when you take money out of the ATM, when you do your grocery shopping and when you travel; so, following are the details of the St.George Complete Freedom transaction account, and advice to help you decide whether it is the right account for you.

The St.George Complete Freedom account features:

• ATM, EFTPOS and Visa Debit access to your funds
• Unlimited branch, internet banking and ATM access at eligible ATMs
• The ability for you to manage and review your account from your mobile
• The ability to operate your account fee free

How Do You Use Your Transaction Account?

It is important to know the features you need in a transaction account before you can decide whether the St.George Complete Freedom transaction account has those features which will best suit you. To understand how you use and want to use your money and transaction account, think about the following:

• Do you bank and shop online? Even if you’re not an eBay fanatic, you are probably going to find yourself looking at an online store at some stage. Perhaps you buy wine over the internet because you don’t live near your favourite cellar doors or maybe you order in the next season’s fashions from interstate fashion houses to keep your wardrobe up to date. Or maybe you just prefer to check your bank statements online because they’re more current than the paper statements, or you only get a half hour lunch break so you pay your bills online instead of lining up at the post office. No matter how much or how little you use your transaction account online, some transaction accounts will offer you only limited online access, while others will offer you a certain number of online transactions for free, and charge you when you go over that limit. However, the St.George Complete Freedom account gives you unlimited internet banking transactions for a flat monthly service fee.
• Do you want to learn to bank and shop online? Now is the perfect time to start learning about internet banking and start saving time and money by banking online. The St.George internet banking system is straightforward and easy to use, and the bank’s call centre is open seven days a week if you need to call for assistance or advice in using your internet banking services. Once you’ve got the hang of electronic banking you can set up SMS notifications to help you keep an eye on your balance and deposits, as well as use your iPhone to download the St.George Banking App to manage your account on the move.
• Do you want to use one account for everything? Instead of having an account where your wages are deposited, another from which you pay your bills, another with a cheque facility and then having a separate credit card, why not roll all of your everyday account needs into one account. The St.George Complete Freedom account allows you to bank online, over the phone, in a branch or add cheque facilities to your account. You can also apply for a Visa Debit card from St.George to be linked to your transaction account so you can have the ease of using a credit card, but are using only your own money. Plus, by having your wages deposited into your St.George Complete Freedom account, you may qualify to have the monthly fee waived if you meet the minimum balance requirements.

Features of a St.George Complete Freedom Account

The Complete Freedom account has a lot of intuitive and accessible features, and to help you decide whether those are the features you need, learn more about how they work here:

• The ability to avoid a monthly fee. If you deposit a minimum of $2,000 in a month, you will not have to pay the monthly fee. Plus you don’t have to maintain that balance for the whole month, your deposits just have to total $2,000 in a calendar month. You can also avoid the monthly fee on the Complete Freedom account if you have a St.George home loan and your repayments are deducted from this account.
• The monthly fee is just $5 and includes everything. Even if you don’t make your deposits up to $2,000 in a month the monthly fee is a flat $5 which includes unlimited branch access, internet banking and eligible ATM access. You can also use any of the 2,800 St.George, Westpac or Bank SA ATMs around the country so you can avoid foreign ATM fees too.
• You can receive SMS alerts tailored to you. You can choose from five different types of SMS alerts and you can receive up to 10 SMS notifications in a month for free. You can choose to be notified of your account balance at the beginning of each day, be notified of withdrawals so you know your payments are being made and you can spot any fraudulent activity, be notified of deposits so you know your wages have come in, be notified of high balances on your credit card for example, or be notified of low balances so you don’t overdraw your account or bounce payments.
• You can apply online even if you’re not an existing customer. The online application will take just 10 minutes and you simply need to enter your personal details and identification details for your application to be processed. You will then be notified by email of the progress of your application.
• You can apply over the phone or in branch. The St.George customer centre is open seven days a week and you can have a banking representative process your application for you, or you can visit a branch closest to you, to discuss your transaction account needs in person.

To find out more about the St.George Complete Freedom account, follow our secure link to the St.George site where you can sign up today. Or, to find out about some of the other top Australian transaction accounts which may suit your needs, use the Savings Account Finder™ comparison tables to compare bank accounts.

Read the official terms and conditions