How to Invest Your Money and Build Wealth with St.George Investment Products

Posted May 28th, 2011 and last modified April 23rd, 2014

St.George investment products are as diverse as many share portfolios. Find out how you can build wealth, starting this week with St.George bank.

The range of St.George investment products allows you to invest your money for a healthy return that also offers safety and security for your money. Whether you want to earn a high rate of interest on your money or whether you're building savings for investment purposes, there are account options available to suit you.

St.George Transaction Accounts

Savings Account Description Monthly Account Fee Debit Card Access ATM Withdrawal Fee Interest Rate p.a. Details
St.George SENSE
St.George SENSE
An incredible transaction account with a high interest rate! $5 Yes, Visa $0 2.85% No ATM fee when using St.George / BankSA / Bank of Melbourne / Westpac ATMs (in Australia). No monthly service fee if you deposit a minimum of $2,000 per month otherwise $5 monthly fee applies. OpenMore
St.George Complete Freedom Account
St.George Complete Freedom Account
No account keeping fees, if you deposit $2,000 per month plus no minimum balance required. $5 Yes, Visa $0 0.00% No ATM fees when using St.George / Westpac / BankSA ATMs OpenMore
St.George Express Freedom Account
St.George Express Freedom Account
Flat $3 per month account service fee with Free Visa Debit Card $3 Yes, Visa $0 0.00% No ATM fees when using St.George / Westpac / BankSA ATMs. No monthly service fee if you deposit a minimum of $1,000 per month otherwise $3 monthly fee applies. OpenMore

St.George High Interest Savings Account

Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
St.George Maxi Saver
St.George Maxi Saver
Enjoy a great maximum variable rate of 4.25% for first 3 months and a high ongoing rate of 2.25% thereafter from one of the Australian most trusted banks. This rate is valid for new customers only. 4.05% 2.25% 1.80% $0 $1 / $1 OpenMore

St.George Term Deposit Rates

3 Months p.a. 4 Months p.a. 6 Months p.a. 12 Months p.a. 24 Months p.a. 36 Months p.a. 60 Months p.a. Min Deposit
St.George Term Deposit
St.George Term Deposit
2.75% 3.25% 3.25% 3.35% 3.60% 4.05% 4.35% $1,000 OpenMore

Choosing Between St.George Investment Products:

High Interest Savings Accounts

When you build your savings in a high interest account, you have the benefit of earning a secure rate of return on your investment, regardless of what the markets are doing.

A Term Deposit account can allow you to lock your money away safely, while still earning a high fixed rate of interest. This is an attractive option for many investors, as the rate of return is guaranteed for the term of the deposit agreement. Keep in mind that your money is locked away during this term, and withdrawing it may attract fees.

An Investment Cash account offers a little more flexibility than a Term Deposit account in that you still have full access to your cash when you need it. However, you'll still be earning a high interest rate on your savings, so this option is ideal for anyone who still requires access to their money.

A Maxi Saver Account is an online savings account offering a high rate of interest on your savings with the benefit of no account fees. This can help investors to reach any savings goals they have much faster.

With some St.George Investment products, you can also choose to have your interest paid to you as a form of income each month with some accounts, or you might opt to leave your interest earnings in your account to help boost your savings.

Financial Planning

Many people are unsure of how or where to invest their money, so St.George Financial Planning is designed to help you make wise investment decisions based on your own personal goals.

'directshares' Online Broking

St.George also offers a range of online broking options if you choose to diversify your investments to include the share market.
'directshares' is St.George's online broking platform that can allow you to take control of your investments. You have the option of buying, selling and trading shares, options, warrants and managed funds through your online broking account. With the convenience of an online trading platform, this can mean investors are able to manage and access their own trading accounts whenever it suits them most.

DIY Super Direct Saver Account

If you're willing to take control of your own superannuation savings, then a high interest online account specifically created for DIY super could be ideal. This type of account is available to those with self-managed superannuation funds wanting to boost the rate of return on their investment with high interest returns, yet still maintain access to their savings.

No matter what your investment goals are, St.George investment products are designed to help you get the most out of your investments and help you build wealth for your future.

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Top High Interest Savings Accounts*

All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.

Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
Bankwest TeleNet Saver
Bankwest TeleNet Saver
No Fees. No minimum monthly deposit. For balances up to $5,000,000. Earn a high 4.09% p.a. variable rate for 4 months. 4.09% 2.70% 1.39% $0 $0 / $1 OpenMore
ING DIRECT Savings Maximiser
ING DIRECT Savings Maximiser
A high interest savings account with no account keeping fees. Earn a up to 4.00% p.a. variable rate for 4 months. 4.00% 2.75% 1.25% $0 $0 / $0 OpenMore
HSBC Serious Saver
HSBC Serious Saver
A high interest savings account offer with ongoing variable bonus every month you don't make a withdrawal. 4.00% 2.90% 1.10% $0 $0 / $0 OpenMore
ANZ Progress Saver
ANZ Progress Saver
Earn bonus interest calculated daily and paid monthly when you make a deposit of $10 or more in a month and make no withdrawals. 3.71% 0.01% 3.70% $0 $10 / $10 OpenMore
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