RaboDirect Term Deposit Rates
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be a customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Tip: Have your Tax File Number ready as it will speed up your application.
- In most cases, your new savings account will be setup immediately after you apply.
RaboDirect is a business and investment focussed bank which can help you manage your finances in the long or short term, with as much or as little involvement as you like. RaboDirect offers fixed term deposit accounts for terms between one month and five years, so if you are looking for an easy to use accessible investment option, find out more about the RaboDirect term deposit accounts available.
| 1 Month | 4.00% |
|---|---|
| 2 Months | 4.55% |
| 3 Months | 5.10% |
| 4 Months | 5.10% |
| 5 Months | 5.10% |
| 6 Months | 5.40% |
| 9 Months | 5.40% |
| 12 Months | 5.45% |
| 24 Months | 5.10% |
| 36 Months | 5.30% |
| 48 Months | 5.50% |
| 60 Months | 6.00% |
Features of the RaboDirect Fixed Term Deposit Account
If you are looking for a low maintenance investment option which is fixed and guaranteed from the beginning until the end, then consider the features of the RaboDirect term deposit account:
- A minimum $1,000 investment. All RaboDirect term deposit accounts require just a minimum $1,000 investment to get started.
- Fee free investing for the life of your account. There are no account fees, activation fees, monthly charges or transaction costs to worry about with your RaboDirect term deposit account so you can enjoy all of the interest returns for yourself, rather than paying your earnings back to the bank.
- Plan your investment options before maturity. When you open a Rabobank term deposit account, you can choose whether to have your investment repaid at maturity, or whether you want to roll it over into a new investment. This means that you can relax during your term because your choices are all taken care of, and you don’t have to rush around at the last minute making reinvestment or payout decisions.
- Fixed interest rate and guaranteed returns. Your interest rate is fixed from the beginning of your term deposit account according to the term and investment amount you choose, and how regularly you have your returns paid out. This means that your returns are also guaranteed because your funds and secure and your rate is fixed until maturity.
- Your choice of interest income. On term deposits longer than 12 months, you can choose to have your interest paid monthly, quarterly, six monthly or annually ad on terms less than 2 months your interest will be paid at maturity. This means you can use your interest returns to supplement your income, or you can earn a slightly higher rate if you can wait for annual returns.
Read the official terms and conditions
Related posts:
- Best Term Deposit Interest Rates
- Latest Term Deposit Rates
- Historical Term Deposit Rates
- Term Deposit Rates New Zealand
- What are Short Term Deposit Rates?
- Best Fixed Term Deposit Rates
- AMP Term Deposit Rates Comparison
Top High Interest Savings Accounts
All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
 RaboDirect High Interest Savings Account | Limited time offer. Enjoy a leading rate on your savings. | 5.60% | 4.85% | 0.75% | $0 | $0 / $0 |
 
|
 UBank USaver | High ongoing rate plus if you deposit $200 monthly you receive a bonus 0.60% p.a, taking this up to an even higher rate. Open online. | 5.51% | 4.91% | 0.60% | $0 | $0 / $0 |
|
 HSBC Serious Saver | Enjoy an introductory variable rate for 4 months for balances up to $1,000,000. Limited time only! | 5.55% | 4.25% | 1.30% | $0 | $0 / $0 |
|
Ask A Question About This Card