NAB Visa Debit Cards

Using a Visa debit card gives you all of the freedom and security features you get with a normal credit card, but with a debit card you are spending your own money, not accumulating a credit card bill which has to be paid off at the end of the month, plus interest. A Visa debit card links to your own savings and allows you to buy online, over the phone or make free purchases in person with your card, and the National Australia Bank are one of the many Australian providers offering a linked Visa debit card on their everyday transaction accounts.

Features of NAB Visa debit cards:

The ability to avoid the monthly fee for eligible deposits to your transaction account.
The choice of three different linked NAB everyday accounts.
No transaction fees when you make purchases in person, online or over the phone.
Optional security features to protect against fraudulent transactions, and to make online transactions faster and easier.
The choice of four card colours.
You may not even have to pay for a new card if you lose yours.

Compare the NAB Visa Debit Card

The flexibility, the free transactions and the security are features you will find on all Visa debit cards, so NAB has added some other benefits to their debit cards which ay suit your spending and transaction account needs.

Benefits of a NAB Visa debit card:

There are 24 million outlets around the world where Visa is accepted. You can take your NAB Visa debit card just about anywhere in the world with you, but you will also still have access to all NAB ATMs Australia wide, plus you can use just one card for your EFTPOS transactions too.
You can choose the colour of your card, so can your joint account holder. NAB gives its Visa debit customers the choice of four card colours: red, black, white or pink. So, just in case you wanted to put a bit of excitement back into your financial responsibility, you can show off your personality while you spend your own money.
NAB Visa debit cards come with Zero Liability protection. If there is an unauthorised transaction made on your Visa debit card and you notify NAB of the transaction you don’t have to worry about getting your funds back because the bank will take care of everything.
Your NAB Visa debit card can be verified by Visa for faster purchases. With a NAB Visa debit card you can register with participating online stores and once you have registered your card, you can make purchases just by entering your password.
The purchases you make on your NAB Visa card will be protected for 90 days. If something you have bought on your debit card is lost, stolen or damaged in the 90 days after you have purchased it, NAB offers you purchase protection insurance with your Visa debit card.

Benefits of the Linked NAB Transaction Accounts

You have the choice of three linked NAB transaction accounts which can have a Visa debit card attached to them, and if you already have one of these accounts you can upgrade your account to receive a linked Visa debit card in less than three minutes.

Linking the NAB eBanking account with a Visa debit card:

The eBanking account has a flat $4 monthly fee. The monthly fee gives you unlimited Visa debit, EFTPOS, ATM, internet and phone banking access.
If you deposit $2,500 or more each month NAB will waive the monthly fee.
The first two Visa debit cards are free to be linked to your account. If you need to reorder a Visa debit card for your eBanking account it is $10.

Linking the NAB Classic Banking account with a Visa debit card:

Zero monthly fee and you will receive access to NAB branches, cheque book facilities, Visa debit, EFTPOS, ATM, internet and phone.
The first two Visa debit cards are free to be linked to your account. If you need to reorder a Visa debit card for your Classic Banking account it is $10.

Linking the NAB Gold Banking account with a Visa debit card:

The Gold Banking account has a monthly fee of $10. This fee allows you to make foreign currency transactions, gives you access to overseas ATMs and premium extras for when you are travelling, all included with unlimited transactions, on top of the transactions and access of the NAB Classic Banking account.
If you deposit at least $5,000 in a month, you won’t pay the monthly fee.
Your first two Visa debit or Visa debit Gold cards are free to be linked to your Gold Banking account.
If you purchase your overseas airfares using your Gold Visa debit card you will receive overseas travel insurance.
For anything you purchase on your Gold Visa debit card, NAB will offer a 12 months extended warranty past the expiry date of the manufacturer’s warranty.

To Apply for a NAB Visa Debit Card

If the NAB Visa debit cards sound like they would suit your spending needs, you can apply online in under ten minutes, in some cases in as little as three minutes! Once you have followed the secure Savings Account Finder™ links to the NAB online application form this is the process:

You’ll be guided through an application checklist. NAB provides you with a checklist before you start your online application to make sure you have all of your paperwork. This means you’ll need to find your tax file number and all of the personal details of a joint account holder if you have one.
You’ll have to be 18 years or older.
From the three linked accounts above, you make your choice in your online application.
If you already hold one of the three NAB transaction accounts above, you can enter your customer number and upgrade your account to include a Visa debit card.
You’ll need to enter your email address as this is how the bank notifies you of the progress of your account application, plus you can choose your mobile as a preferred contact if you’re on the move.
You can also apply over the phone.
If you’re a new NAB customer you’ll need to visit a branch to verify your ID documents.

For more information about how you can save on bank fees and have better access to your funds with a Visa debit card backed by NAB, follow our secure links to the NAB website. Once you’re there you can apply online for a NAB Visa debit card, and shop online or around the world.

T & C
http://www.nab.com.au/wps/wcm/connect/nab/nab/home/personal_finance/15/17/1