ING Direct Business Optimiser
Are you the owner of a partnership, sole trader, company, Trust or non-profit organization looking for a way to easily manage and control your business accounts? Then you should place your business’s savings into a online account from ING Direct. With their Business Opitmiser, you can have access to your business accounts via the Internet or telephone 24 hours a day. By linking your account from an external bank to the Business Optimiser, you will have the ability to move your money around as much as you want!
| Maximum Variable Rate | 6.00% |
|---|---|
| Standard Variable Rate | 4.75% |
| Bonus Variable Rate | 1.25% |
| Monthly Fee | $Free |
| Minimum Deposit | $0 |
Features Of The Business Optimiser
ING Direct is offering new customers a welcome variable rate of 6.00% for the first six months. You can earn this rate on balances reaching up to $1 million. After six months you can earn the standard rate of the Business Optimiser, which currently sits at 4.75%. This offer is available for a limited time. Interested in how much your business could earn? Try using the ING Direct Business Calculator to determine how much you could be earning.
There are no hidden fees with this account. You will also pay zero ING Direct fees. The account gives your business the flexibility of no minimum balance requirements and no fixed term limits. You will also be given access to your accounts 24 hours a day, 7 days a week so you can do business when you need to. Since you can’t be everywhere at once, you can also set up to four people with the ability to access and alter the account at any time. This can help to make your life easier. You can ask questions about your account through the company’s customer service, which is based right here in Australia.
You can also set up an Automatic Deposit Plan or ADP, which will automatically sends a pre-decided amount of money each month, fortnight or week into your Business Optimiser account. This can speed up how much your business can earn with little or no work on your part. You can also have dividends, payments from third parties, other sources of income and tax refunds directly credited to your ING Account. Simply give the party sending the payment your Business Optimiser account details. Earning your business money has never been easier!
You know you money will be safe because up until 12 October, 2011, the Australian Government will guarantee your balance up the amount of $1 million.
Top High Interest Savings Accounts
All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
![]() RaboDirect High Interest Savings Account | Limited time offer. Enjoy a leading rate on your savings. | 5.60% | 4.85% | 0.75% | $0 | $0 / $0 |
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![]() UBank USaver | High ongoing rate plus if you deposit $200 monthly you receive a bonus 0.60% p.a, taking this up to an even higher rate. Open online. | 5.51% | 4.91% | 0.60% | $0 | $0 / $0 |
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![]() HSBC Serious Saver | Enjoy an introductory variable rate for 4 months for balances up to $1,000,000. Limited time only! | 5.55% | 4.25% | 1.30% | $0 | $0 / $0 |
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