Finder.com.au
Savings Account Comparison Australia
Compare

Weight Loss and Healthy Eating on a Budget

Posted February 7th, 2011 and last modified November 24th, 2011

LOSING WEIGHT: Dieting The Proper Way And Simultaneously Saving Money


How To Eat Right

Even though you might expect that eating right will definitely cost you more, this statement is not at all correct. And this is mainly because junk food usually costs more than a healthy menu you can cook for yourself at home. Instead of choosing McDonald’s or other similar restaurant as a favourite place for having your meals, you can instead visit the local supermarket and buy some healthy ingredients which, if combined together, can produce foods that are delicious, healthy and cheap at the same time.

For this purpose, there are a great number of recipes available online for free for everyone. Just with the use of a computer and an Internet connection, you will be able to get informed regarding to some important recipes and foods you can cook at home with the least effort. If you choose this wise way of dealing with the situation, the results will appear right away.

Exercise As Much As You Can

Exercising is one of the most common ways of losing weight for most of the people. And, for this purpose, instead of paying for an expensive gym subscription, you can opt for alternatives. A good one is related to jogging. This simple and straightforward activity can help you save an important amount of money in the shortest time possible and get approximately the same results in terms of weight loss.

Alternatively, you can choose to purchase some of the promotional DVDs with different type of exercising you can practice at home. The advantage of this solution is that you will always have the materials with you and can use the pieces of advice and trainings presented there as much as you want, in a flexible process.

Using Your Car

By using your car excessively, you will not do anything but increase the total amount you will need to pay for petrol. Instead of driving to work every morning, you can opt for a healthier alternative, wake up early and walk. This will also help you lose some weight in the long run and save an important amount at the same time. And this is mainly because the price for petrol is increasing more and more.

Healthy And Quality Food

By eating healthier, you will only have a great number of advantages and nothing to lose. Even though some of the people say that with a salad you cannot ‘make any friends’, at the same time no one will enjoy smelling fried chips or sausages in your office. Therefore, start now and eat as healthy as you can. You will improve your lifestyle and financial condition at the same time. What can you want more?

Last but not least, the condition of your body and the way it looks is strictly related to what you eat. Most people have the common misconception that eating healthy costs a lot more than living off junk. This is very false. Actually, people spend much more in supermarkets for unhealthy food.

There are a great number of diets plans available online for free. These kinds of plans involve eating mostly fruits and vegetables and also come up with good recipes for making it more interesting. Furthermore, the restrictions imposed by these diets are not harsh at all. It is all about coordination and commitments… but remember, each of these programs allow for a little indulgence so you will still have something to look forward to!

There are a lot of healthy money saving recipes you can use that involve rice and pasta. You can make up a big batch of food at an extremely low cost. Add a few vegetables that are cheap because they are in season, make sure that both the pasta and their rice are whole grain, and find a low cost meat that you can add to the mixture. The cost factor in this meal is very low and the food is very good for you.

Quite often, you can get tempted to stop off at a restaurant for a quick bite to eat. When you start adding up all these little stops along with taking an entire family out to dinner from time to time, the cost is astronomical. You can serve healthy low-cost meals at home that can be just as good as a restaurant meal.

Eat Healthy, Save Money

For some reason, people think it costs more money to eat healthy than it does to eat unhealthy.

That would make since as the question would be, why are people spending more money to eat food that is bad for them when they could save money and be healthier? You can buy and eat healthy food while saving money at the same time.

Healthy Food Is Not Expensive

If you think buying healthy food is expensive, go grocery shopping and you will see that it is not. Packaged food is expensive. Organic food can get pricey, but natural foods like fruits and vegetables are very inexpensive. Natural, unprocessed foods are cheaper than processed items.

The first thing to do is compile a list of staple foods to purchase for every day meals such as beans, rice, pasta, oil, butter, and tomato paste. Having these foods in the kitchen will make preparing your meals easy, and being prepared to prepare your meals. You will be surprised to see how far these items can go, especially when you compare them to the costs of eating fast food. Whenever you can, and even sometimes when you think you cannot, buy these items in bulk. And do not be afraid to buy generic and store brands, they are just as good as name brand, sometimes better. Its true.

Also, get in the habit of buying foods that are cheap but good for you like sardines, tuna, and peanut butter.

Cut out grocery items that you do not need and are not good for you like soda and sugary snacks. You do not need them, they provide no nutritional value, and they are bad for you, so save yourself the money and buy something you actually need and save your body from the sugars, salt and fats. Instead, buy healthy food such as fruits and vegetables to snack on. They are better for you, and probably cheaper too.

Cook Your Meals, Avoid Eating Out

If you do not know how to cook, learn. It is very easy to learn and once you learn a little, it is all uphill from there. Cooking and not going out to eat is one of the easiest ways to save money and eat healthy food at the same time. Fast food is almost always overpriced and unhealthy for you. You will save a lot of money per meal if you simply buy groceries and cook your own meals. In addition, you will not be using the same methods as fast food restaurants so your heart will thank you. You will also save yourself time since you will not be running back and forth to restaurants when you are hungry.

If you cook your meals, you will notice that some of them will last longer than you expected and you will see how much life you can get out of your groceries as opposed to fast food meals and frozen dinners.

So, focus on eating healthier, develop better dietary habits, embrace healthy food, and you will see your health improve and your financial situation too.

Spice Up Your Salad Selection

Don’t have the same boring salad day in and day out. Lettuce and other popular salad ingredients may be cheap but the same old salad every day will get boring fast. One way you can eat well on a budget even when eating salads is to spice them up by giving them a Mexican or Greek flavour. Little changes are inexpensive and can greatly improve the enjoyment factor for your food.

Perhaps the best way to go about managing to eat well on a tight budget though is to find new or innovative ways to get the nutrition of a salad while not feeling as though you’re eating a salad. Wraps are a great way to do that. You can enjoy all the lean protein and vegetables you’d ordinarily have in your salad with the convenience of a wrap. Add a little mustard to spice things up. Voila! Your healthy salad just became a healthy wrap.

Make All Your Parties Pitch-Ins

Pitch-in parties spread the expense of food among the guests. When you invite people to come over to watch the latest sports match or for holiday celebrations, ask those who come to pitch-in by bringing a certain food item. There is no better way to eat well on a budget than to have someone else do this cooking. This also works extremely well for those who love to entertain but need to find ways to eat well on a tight budget.

Part of the beauty of this for families looking for ways to eat well on a budget is that you can use this as an opportunity to flatter friends and guests by complimenting their abilities in the kitchen. An added benefit for using this method to eat well on a tight budget is that you can actually put in requests for your favourite dishes that a guest specializes in.

One more of the many great tips on eating well on a budget as it relates to pitch-ins or potlucks is that you and your friends can all pitch-in diet or weight loss friendly foods so you can sample different offerings and get new recipes and/or meal ideas.

With great tips like these, you’ll be able to eat well on a budget without feeling as though your diet is on a budget. Keep these tips in mind and you’ll be able to eat like a King even when you must eat well on a tight budget.

Fitness Subscriptions For $100 A Month

Have you looked into the cost of gym memberships lately?

If you have then you will have noticed just how expensive they can be. So many people would love to stay fit, but they simply cannot afford the regular gym membership fees. They range from $20 to $100 per month and there is also usually a joining fee too. Then if you decide to give up (because gyms aren’t for everyone), you may need to pay a cancellation fee too! Luckily there are ways to stay fit and save money.

If you do not see yourself running or jogging, then a good alternative is to visit the gym regularly. Even though this might cost you a lot more and most of the gyms have established a minimum period for any type of membership, you will have the opportunity to enjoy the support of your very own personal trainer, who can provide you with some useful advice about the program you should follow.

To make this type of investment worthwhile for you, start looking for some ways to obtain the money. A good starting point is to stop spending too much on fast food, cigarettes or booze. Once you start to work out, you will get used to the healthy lifestyle and have one extra reason to quit your bad habits.

Free Exercise – Why Pay When You Don’t Have To?

There are many activities which don’t cost anything and can help you to lose weight. Walking, running, and cycling are just three of them. If you want to cycle then the only cost that you will have to pay is the initial price of the bicycle. After that, each time that you use it, it will be completely free.

Walking is also great for the mind as well as the body. Often when you have had a stressful day there is nothing more peaceful than going for a long walk. You can take in the scenery and you could even go walking with a friend or partner. If you have a dog then taking them on regular walks is another great way to get free exercise.

Take a look in your cupboards too. Do you have tins that can be used as weights? You could also invest in fitness DVDs. They may still cost something, but compared to a gym membership, it is worth the price that you pay.

Borrow Diet Books From The Library

Often many people spend a fortune on diet books. However, you could borrow the leading diet books from your local library. You won’t have to spend a dime and you will learn everything that you need to know before you take it back.

Always Read Food Labels

In order to stay fit, you need to eat a healthy diet. Make sure that you read all food labels before you buy anything. That way, you can see whether cheaper brands have fewer calories and fat than more expensive ones. Often, you will find that you can eat healthier by spending less. It is also worth shopping around too as many stores tend to have deals on groceries. You could save money by shopping at various different stores.

If you follow the tips above then you should save quite a lot of money. It really doesn’t have to cost a fortune to stay fit. You can lose weight and save money at the same time. Make the most of free exercise. When you regularly exercise, it makes you feel good about yourself.

If you absolutely have to join a gym then make sure that you compare the different ones in your area. See which one has the lowest membership fees. Do any have any discounts on at the moment? If so, then it might be worth signing up now.

Quit Smoking

You know that smoking is eating a chunk out of your pocketbook every month. Try setting a goal for something you will purchase with the money you save by not smoking any longer. This will give you some motivation to keep going when the quitting time is still tough to handle.

What About Your Child?

  • Use vegetables that are in season. That will make them cheaper and better. Vegetables like carrot sticks or celery sticks can be cut up ahead of time and stored in the refrigerator.
  • Fruit can be stored in the refrigerator for a few days. For cut up apples, sprinkle a few drops of lemon juice. Grapes and strawberries portions stored individually in a bag can be pulled out at any time. Grapes and strawberries can also be frozen as well, and can be serve as a treat, if you can keep it cold with an ice-pack. If not, by the time lunch arrives, they will be thawed.
  • Cheese sticks are also very handy and can be placed next to the vegetables.
  • Muesli bars that are wonderful for energy and stamina are also quite expensive. Consider making them by yourself. There are many recipes on the Internet. You can make those once a week and wrap them individually.
  • Lunch meats (and Vegemite) can be frozen as well, and they will taste fresh when lunch arrives. Just make sure you take them out of the freezer the night before, during winter time.
  • Drinks. Forget the expensive poppers. Invest instead in a good refillable bottle from the local camping store. The plastic bottles tend to retain the smell and the colour of the last liquid they held. Metal canisters can be washed and the smell does not linger. Their best attribute is that they are closed tight and do not leak. Replacing poppers and juices with water will make sure your children are not getting calories they do not need.

As important as the school lunches are, what waits for your child at home, is equally important. Children come home hungry no matter how nutritious the lunch you packed was. Having a glass of milk with Milo waiting for them when they come home will ensure that they are replenished with all the needed nutrients.

When you plan ahead and prepare ahead, either once a week or the night before, you can make sure your children are getting what they need to grow into healthy adults without spending a lot of money on school lunches and without breaking the bank.

Surviving On $2 A Day Meals?

It will be quite a change switching over to $2 a day meals, but that is not to say that it cannot be done. Sometimes it is difficult to make these changes, but in times of need, you can survive on cheap meals that are very healthy for you at the same time.

What to eat

You can pick up a can of tuna from Woolworths and mix it up with some healthy vegetables. You can look for frozen vegetables that you can cook up or veggies that are in season and low-priced. A can of tuna only costs a dollar and you can pick up a lot of vegetables for five dollars that can be spread between meals. You can also try some canned chicken for a change.

If you take a look at this type of meal, it is actually very healthy for you. You’ll probably find that you feel better for eating cheap healthy foods as well. If you know that the situation is only temporary, you can get by on this food by putting your focus on the reason you are doing it. If it is to pay off some important bills, just think about how good it’s going to feel to finally get them paid off. Cheap healthy meals are easy to get through if you know that you are doing it for a good cause.

Here are some things to keep in mind when you put this plan for $2 a day meals into practice.

  • Stay away from buying coffees during this period. If free coffee is served at your workplace, drink it or switch to water instead.
  • Pre-cook your vegetables in advance for the entire week so they are ready to go.
  • Always remember that you don’t want to compromise your health and need to eat healthy meals.
  • Drink a lot of water. Most people don’t drink enough water anyway and it will help you feel full between meals.

You can survive on $2 a day meals if you put your mind to it. A lot of our focus on food comes from getting over hungry, and if you avoid it by drinking a lot of water, you can actually enjoy these cheap healthy meals by mixing up the type of vegetables that are being served with the meat.

Planning meals can save money whether you have five mouths to feed or just one.

As someone who has a family to feed, I know how expensive it can be to go to the grocery store each week. Just the basic staples like bread, milk, and cereal add up quickly. Once you include buying items to eat for lunch, snacks, and nutritious meals, it is easily one of your biggest costs each month. That is why it is important to take advantage of little tricks that can mean big savings.

Money Saving Tips On Meal Planning

Make a menu – Yes, make a menu each week or even each month of what your family will eat for dinner every night. Planning meals for each day helps in several ways. The first is that you can buy items in bulk without worrying that they will go to waste. You can also share ingredients. For example, if you are making a chicken casserole one night and chicken enchiladas another, you can cook up all the chicken at once and split it up evenly. Then freeze the second serving until you need it again. Keep your menus in a folder so you can refer back to them as you make your next menu, that way, racking your brain for what to cook won’t be so challenging.

Eat leftovers – Leftovers are a part of every meal and should not be allowed to go to waste. But that is easier said then done. However, if you plan leftovers as a meal one night or as a lunch, you will save money and waste less. You can even make it a little contest with your children. In my house, if there are no leftovers on Sunday then we can go out to lunch or order pizza for dinner. That gives the kids incentive to eat them as snacks or take them for lunch which is nutritious and thrifty.

Do some vegetarian – Or do other less costly meals on a regular basis. Building in simple and inexpensive meals like beans and rice saves you money and is very healthy. Most nutritionists will tell you that eating meat (or poultry, pork, or fish) every day is simply too much. Go vegetarian once and a while and you will feel good whilst also saving some cash.

These money saving tips on meal planning can be adapted to any household. Find the things that work for you and your family and discard the ones that do not. The one thing to do is make sure that the whole family is on board and get input from even the littlest members of the crew. You might be surprised at the great ideas they come up with and how willing they are to pitch in, especially if there is a little reward at the end. Eating well is important for loads of reasons, but that does not mean that it has to be the most expensive part of your household budget.

Related Posts

  • Eat Healthy, Save Money
    We spend a lot of money on food and it is a shame that we do not eat as well as we should with this kind of investment. What’s worse is that we spend more money eating unhealthy foods when we could be saving money buy eating healthy food.
  • How To Get Cheap Fitness First Membership
    Fitness First is the number one gym in Australia and if you are considering joining but cannot afford to pay gym membership, there are a few tips and strategies that may help to get you a better rate so that your finances do not keep you from staying fit.
  • Unemployment - How To Prevent It From Creating Havoc In Your Finances
    Good financial planning can help anyone be prepared for a job loss. While it may seem overwhelming to think about being unemployed, your best defence truly is a good offence. Having a plan can help you get through it with significan'tly less stress.
  • Learn How To Stay Fit & Healthy Without Spending A Dime
    If you want to lose weight, stay fit but also save money, what can you do? There are a ton of ways you can enjoy healthy weight loss and free exercise. Here are some great ideas to get you started.
  • Learn Great Ways To Eat Well Even On A Budget
    Learning to eat well on a budget is one of the best gifts you can give yourself and your family. The decision to eat well on a tight budget is about so much more than cutting costs in order to eat the most basic of meals. It's about finding balanced nutrition for healthy weight loss and outstanding flavour in the foods you choose as well. Keep these tips on eating well on a budget in mind for healthy eating that puts a dent in your waistline and not your wallet.

Ask A Question

Please note: Question moderation is enabled and may delay your question.
There is no need to resubmit your question. Once approved, your question will be public and appear on this page.





Top High Interest Savings Accounts

All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.

Savings Account Account Details Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Balance/Min Deposit
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
Limited time offer. Enjoy a leading rate on your savings.5.60%4.85%0.75%$0$0 / $0 Enquire
Enquire
UBank USaver
UBank USaver
High ongoing rate plus if you deposit $200 monthly you receive a bonus 0.60% p.a, taking this up to an even higher rate. Open online.5.51%4.91%0.60%$0$0 / $0 Enquire
Enquire
HSBC Serious Saver
HSBC Serious Saver
Enjoy an introductory variable rate for 4 months for balances up to $1,000,000. Limited time only!5.55%4.25%1.30%$0$0 / $0 Enquire
Enquire
Australian Savings Account News | Sitemap | About & Contact Us | Secondary Providers