Heritage Bank Savings Accounts & Term Deposit Accounts
Established in 1875, Heritage is Australia’s largest building society. As an independent credit union it is owned by its members, which means it places the needs of its members ahead of the pursuit of profit. As an Authorised Deposit-taking Institution (ADI), Heritage Bank is regulated by the Banking Act and is proud to offer your savings the protection of the Australian Government’s Deposit Guarantee, which means your money is safe and sound.
Heritage Bank Term Deposit Products
Heritage puts people first and can help you achieve your investment goals sooner with a high-interest term deposit account. Heritage Bank’s guaranteed fixed interest rates for nominated terms means you know exactly what your investment is worth at all times.
| Term Deposit | 1 Month | 3 Month | 4 Month | 6 Month | 12 Month | 24 Month | 36 Month | 60 Month | Min Deposit | |
|---|---|---|---|---|---|---|---|---|---|---|
![]() Heritage Bank Term Deposit | 3.00% | 5.60% | 3.40% | 5.60% | 5.50% | 5.55% | 5.55% | 5.80% | $1000 |
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Heritage focuses on providing high interest rates for your savings and term deposit accounts along with high levels of customer service, competitive fees and charges, and to portray integrity and excellence in business without forgetting about the goals of its members. This gives it the opportunity to give back to its members in ways that can positively impact their financial lives. So you can expect fair pricing, flexible products and more staff to provide excellent service.
When you have a Heritage account you’re not just a customer – you’re a member, which means you have a say in how Heritage operates. Heritage manages to return many millions of dollars each year in additional value to its members and thus, customer satisfaction surveys have shown that members of the Heritage Bank rate amongst the highest in Australia for satisfaction when compared to the major banks, credit unions and other building societies.
Features
- Invest as little as $1,000 to get started
- Flexible interest payment – on maturity, up front, fortnightly, monthly, quarterly, half yearly, yearly or on early maturity
- Terms of 1 month to 5 years are offered
- Interest is calculated on your daily balance
- Negotiable interest rates for amounts larger than $250,000
Related Resources
- Heritage Bank Term Deposit
Opening a term deposit account becomes an easy decision when you know how to get the most from your investment. With a low start-up fee of just $1,000 the Heritage Bank Term Deposit Account, you can give yourself financial security now and into the future. Find out about the great options available from HBS today.
Related Posts
- Heritage Term Deposit Rates Comparison
With a fixed term deposit account, you can guarantee yourself a healthy return on your savings investment by earning a high interest and restricting your account access. With high interest rates and a minimum investment amount of just $1,000, the Heritage Bank Term Deposit account is a great option for those looking to keep their earnings secure.
Top High Interest Savings Accounts
All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
![]() UBank USaver | High ongoing rate of 5.41% p.a. Deposit $200 monthly to receive a bonus 0.60% p.a, taking this up to 6.01% p.a. Open online. | 6.01% | 5.41% | 0.60% | $0 | $0 / $0 |
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![]() Virgin Saver Account | High introductory rate for 4 months to grow savings faster. | 5.85% | 4.65% | 1.20% | $0 | $0 / $0 |
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![]() ANZ Online Saver | No min balance and earn up to 6.00% p.a. until 30 June 2012. Online exclusive offer. Apply online by 29 February 2012. | 6.00% | 4.25% | 1.75% | $0 | $0 / $0 |
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