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	<title>Compare Australian savings accounts and term deposits</title>
	<link>http://www.savingsaccountfinder.com.au</link>
	<description>Savings Account Comparison</description>
	<lastBuildDate>Wed, 16 May 2012 06:51:27 +0000</lastBuildDate>
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	<language>en</language>
	
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		<title>Savvy Savings Accounts May Not Be Earning Enough</title>
		<description><![CDATA[In this period of economic uncertainty, more and more Australians are encouraged to boost their savings to prepare for their future. As this takes place, Aussies should be money-savvy and find the best deal for their deposit account.


According to Canstar, account holders should review their account for any interest and taxes paid. This will give [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/savvy-savings-accounts-may-not-be-earning-enough</link>
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		<title>ATM Fees Are On The Rise</title>
		<description><![CDATA[Consumers are expected to pay an additional $40 million when accessing their money with foreign ATMs as non-bank operated ATM fees rise.

Analysis of ATM fees shows that $2.50 is becoming the new norm for a withdrawal fee, up from $2 which can drive ATM fee income to an estimated $600 million a year.


Reserve Bank (RBA) [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/atm-fees-are-on-the-rise</link>
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		<title>Stay Financially Fit Today For A Secure Tomorrow</title>
		<description><![CDATA[What a person does today affects everything else that follows tomorrow, like a ripple effect. When a person saves today, most likely he will have something to fall back on tomorrow in cases of unforeseen circumstances. Securing that bright future in the form of making a few sacrifices is a trait not expected of us [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/stay-financially-fit-today-for-a-secure-tomorrow</link>
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		<title>Balancing the Saver and Shopper in Us</title>
		<description><![CDATA[&#8220;Channel [V] presenter Carissa Walford would have an anxiety attack if she didn&#8217;t have savings&#8221; was the lead paragraph of Walford&#8217;s interview in the Sydney Morning Herald.


Many can draw good savings insight from the former Miss Universe Australia contestant&#8217;s interview, from bargain shopping to opening a savings account.


Walford goes bargain shopping and finds best bargains [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/balancing-the-saver-and-shopper-in-us</link>
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		<title>Are We Saving Too Much to Our Own Detriment?</title>
		<description><![CDATA[Everybody wants a bank that&#8217;s safe, financially stable and reliable; which is why even though we don&#8217;t like the big banks&#8217; decisions on interest rates and consumer groups urging us to switch banks every chance they get, around 80 percent of Australians still have an account with the big banks.


So much so that we could [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/are-we-saving-too-much-to-our-own-detriment</link>
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		<title>Bankmecu Incentive Saver</title>
		<description><![CDATA[Overview of the Bankmecu Incentive Saver Account



The Bankmecu Incentive Saver account is the ideal way to boost savings. It&#8217;s also excellent for staying motivated and helping you stick to your savings goals.


Essentially, you commit to depositing at least $100 into your account each calendar month. This can be done in a lump sum, or in [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-incentive-saver</link>
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		<title>Bankmecu Term Deposit Account</title>
		<description><![CDATA[The Bankmecu Term Deposit Account is a fixed term deposit with a guaranteed return on investment for the life of the account. This deposit account offers investors quite a bit of flexibility as well since customers can decide on the interest rate and term they want, allowing them maximum control over their investment.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-term-deposit-account</link>
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		<title>Bankmecu Christmas Club Savings Account</title>
		<description><![CDATA[Christmas is a wonderful time of year and should be spent enjoying quality time with family and friends, not worrying about your finances or the amount of debt you’ve landed yourself in to buy presents for everyone. The Bankmecu Christmas Club Savings Account allows you to do just that by helping you save money so you don’t have to go into debt to pay for your next Christmas. This unique savings account is specifically designed for anyone who wants to escape the seemingly never-ending cycle of going into debt to pay for Christmas every year.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-christmas-club-savings-account</link>
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		<title>Bankmecu mySaver Account</title>
		<description><![CDATA[If you’ve had a good financial education and want to start saving early, then Bankmecu is here to help you with the Bankmecu mySaver Account. This account is designed specifically for people under 25 years old with the express purpose of making saving an attractive proposition. All you have to do is commit to saving and Bankmecu will help you out.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-mysaver-account</link>
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		<title>Bankmecu Cash Management &#8211; High Yield Account</title>
		<description><![CDATA[With interest rates of up to 4.60%, regular savers are having their heads turned by the bankmecu Cash Management High Yield account. Read on to find out why this savings account from the bank owned by “the people” is about far more than high returns. ]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-cash-management-high-yield-account</link>
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		<title>Bankmecu Cyber Saver Account</title>
		<description><![CDATA[For a higher rate of interest on your savings take a look at the Cyber Saver from bankmecu. An easy access account that&#8217;s run completely online, meaning less paperwork and less hassle. 

Account Overview


Interest rate- 1% to 4.60% depending on how much money is in the account.
Access- Instant
Account keeping fee- $0


Features and Benefits



  Higher [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-cyber-saver-account</link>
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		<title>Bankmecu Telephone Banking</title>
		<description><![CDATA[Bankmecu Telephone Banking allows customers to easily transact on their accounts, take out insurance, buy foreign currency or even submit a loan application, all by phone. While this might not be your first choice in terms of conducting your everyday banking, it can be an extremely useful service, especially when you don’t have access to a computer or can’t reach a Bankmecu branch.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-telephone-banking</link>
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		<title>Bankmecu Internet Banking: Ultimate Convenience for All Your Banking Needs</title>
		<description><![CDATA[Bankmecu Internet Banking allows you to perform a wide range of banking activities, including checking your account balances, making payments and opening certain types of accounts. Considering that all this can be done from the comfort of your own home, from your personal computer, Internet Banking really is the ultimate in convenience.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-internet-banking</link>
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		<title>Introducing the Bankmecu Redicard Plus</title>
		<description><![CDATA[The Bankmecu Redicard is a debit card that links to a number of Bankmecu accounts, allowing you free and convenient access to your money at any time of day or night. With no ongoing fees attached to this card, it is one of the easiest ways to make payments, whether it’s for purchases or bills. The Redicard is definitely a great option for anyone who wants convenient access to their money but wants to minimize the costs involved.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/introducing-the-bankmecu-redicard-plus</link>
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		<title>Bankmecu Visa Access Card</title>
		<description><![CDATA[The Bankmecu Visa Access Card provides easy access to your funds, no matter what account type you hold. It comes with a low monthly fee and no interest rate since it is a debit card and thus linked to funds in your accounts. It provides access to your funds no matter where you are in the world and is one of the most convenient ways for you to make payments or access your cash.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-visa-access-card</link>
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		<title>Bankmecu Chequebook Account</title>
		<description><![CDATA[Bankmecu offers a variety of different bank accounts and services for your current banking needs, including a wide range of access methods to your funds. Thus, the Bankmecu Chequebook Account is not a single account but a number of different types of bank accounts offering cheque book access, including the Cash Management – Transaction account and the everyday savings account. Opting for a Bankmecu bank account is a great way to sort out your daily banking needs due to the fact that there are no annual or monthly fees and the interest rates are quite attractive considering the flexibility of the accounts.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-chequebook-account</link>
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		<title>Bankmecu Cash Management – Transaction Account</title>
		<description><![CDATA[The Bankmecu Cash Management – Transaction Account is an excellent financial product for anyone who has savings and wants to earn a higher interest rate but would prefer a more flexible solution to standard savings accounts. Offering a competitive interest rate but also the flexibility you are looking for, the popularity of this product is understandable, especially considering Bankmecu’s commitment to responsible savings.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-cash-management-%e2%80%93-transaction-account</link>
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		<title>BankMECU Mortgage Offset</title>
		<description><![CDATA[Opting for a Bankmecu Mortgage Offset account can be an excellent way to kick start mortgage reduction plans and really build up your savings fast. The key is to know how to use an offset account to your best advantage.]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-mortgage-offset</link>
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		<title>Bankmecu Deeming Account</title>
		<description><![CDATA[If you’re of retirement age and looking for a new savings account then a deeming account from bankmecu may be a good option for you. Read on to find out how deeming works, and what you can expect from the bankmecu supplied product. ]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-deeming-account</link>
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		<title>Bankmecu Access Account</title>
		<description><![CDATA[If you need a no frills savings account then the bankmecu Access account may be just what you’re looking for. With ATM access and no account keeping fees, the customer owned bank may just have another hit on its hands. ]]></description>
		<link>http://www.savingsaccountfinder.com.au/bankmecu-savings-account/bankmecu-access-account</link>
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		<title>Protected: Term Deposit Laddering Strategy Explained [Infographic]</title>
		<description><![CDATA[There is no excerpt because this is a protected post.]]></description>
		<link>http://www.savingsaccountfinder.com.au/term-deposit-accounts-comparison/term-deposit-laddering-strategy-explained-infographic</link>
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		<title>The Power of Five Years</title>
		<description><![CDATA[Australians are the richest people on earth, believe it or not, we are.  US adults are worth just a quarter of each Aussie adult.  Besides that, we mostly have free healthcare, free education, and a very generous social safety net.  We are the envy of the world.


So how come most Aussies don&#8217;t feel positive about [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/the-power-of-five-years</link>
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		<title>Cash Windfall &#8211; To Save Or Pay Off Debts?</title>
		<description><![CDATA[Is it possible that saving too much can be hurting your finances? There&#8217;s an old adage that may not be applicable in today&#8217;s economic conditions &#8211; &#8220;the more you save, the more you earn&#8221;.

According to the Reserve Bank of Australia&#8217;s (RBA) data, the overall savings of Aussies is around 10 percent of their household income. [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/cash-windfall-to-save-or-pay-off-debts</link>
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		<title>Smaller Banks and Credit Unions are Your Best Options for Term Deposits</title>
		<description><![CDATA[Australia&#8217;s big four banks are no longer expected to offer sweet deals for term deposits as they seek to balance profits, incentives for savings and debt exposure.


An analysis of three-month term deposit rates carried out by Canstar Cannex for The Australian revealed that the sharp increase in rates is hitting the banks, even as consumers [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/smaller-banks-and-credit-unions-are-your-best-options-for-term-deposits</link>
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		<title>Money Tips for New Couples</title>
		<description><![CDATA[There are many variables that can strain a relationship and although some reasons may be difficult to overcome, many couples can prevail over financial differences if they remember what they appreciate in each other and make adequate time to talk about money.


Talking about money is very important between couples in order to bridge their differences. [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/money-tips-for-new-couples</link>
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		<title>How To Work On A Debt-Free Retirement</title>
		<description><![CDATA[Retirement planning is the foundation of a secure future. Financial preparation is indispensable if you want to live a comfortable lifestyle during your retirement years. There are different ways to prepare for retirement. Aside from every employee&#8217;s superannuation, Self-Managed Super Funds, and personal savings, you should make sure that all your debts are cleared prior [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/how-to-work-on-a-debt-free-retirement</link>
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		<title>Which Super Fund Investment Gives The Best Return?</title>
		<description><![CDATA[It is no surprise to hear that term deposits are on a roll and cash rules because in the past 10 years, capital stable investment options overtook everything else. Last year, those who had all or most of their money in cash were the only super members who hit it big, money in conservative fixed-interest [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/which-super-fund-investment-gives-the-best-return</link>
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		<title>Wise Ways To Build A Savings Account</title>
		<description><![CDATA[Everyone wants to have a savings account, but having the discipline to start one and keep money in the savings account creates challenges for most people.  One step to creating a meaningful savings account is to form a habit around savings, setting aside money anytime and all the time.

For those who find saving money a [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/wise-ways-to-build-a-savings-account</link>
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		<title>Small Savings With High Yields</title>
		<description><![CDATA[When starting to save, the amount you set aside may not be as important as developing the habit of saving. When you are into the savings groove, increasing the amount you save will be a piece of cake. You can start your savings with a measly $10! 

Stashing away $10 can mean giving up a [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/small-savings-with-high-yields</link>
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		<title>Term Deposits &#8211; Getting Wise With Your Savings</title>
		<description><![CDATA[Aussies on a hot streak cannot get more familiar than the popular term &#8211; strike while the iron is hot.  In the world of present day banking, that is exactly what needs to be done. Term deposit rates have been sliding for the past half year. This is because lower interest rates are expected. The [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/term-deposits-getting-wise-with-your-savings</link>
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		<title>Will Savings Account Tax Break Be Better For You Or The Banks?</title>
		<description><![CDATA[Australians banks want Treasurer Wayne Swan to make savings accounts tax breaks if he really cares about the Australian people.


The lead-up to the February meeting of the Reserve Bank of Australia (RBA) saw allot of bantering between banks and the Treasurer.  The banks, fearful of another cash rate cut by the RBA, explained their position [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/will-savings-account-tax-break-be-better-for-you-or-the-banks</link>
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		<title>Rules To Live By When Saving Money</title>
		<description><![CDATA[Saving money on a regular basis can bring meaningful and lasting results even with small increments.  Depositing ten percent of the monthly pay-check in a savings account over time will make you realize the wisdom of a savings plan.

Starting a savings plan requires effort and sacrifice. Here are some rules to live by to help [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/rules-to-live-by-when-saving-money</link>
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		<title>Now Is The Time To Give Your Super Savings A Boost</title>
		<description><![CDATA[The federal governments&#8217; imposing compulsory contribution is not enough to provide you with the comfortable retirement you have been dreaming of. If you really want to &#8220;age gracefully&#8221; then you may want to follow some steps on how to give your super savings a boost. 


Having enough money for your retirement may not only give [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/now-is-the-time-to-give-your-super-savings-a-boost</link>
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		<title>Generation Y Boosts Savings For Their Dream Home</title>
		<description><![CDATA[Australians have been saving more than ever and the number of young Aussies putting their money in savings accounts is continuously increasing. In a research conducted by Foreseechange commissioned by the Daily Telegraph, it revealed that people from Generation Y are currently saving cash more than twice compared to what they are spending.

The officials at [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/generation-y-boosts-savings-for-their-dream-home</link>
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		<title>Survey Says Generation Y is Financially Fit</title>
		<description><![CDATA[People from Generation Y are often misunderstood. Maybe due to the fact that they are young, they are often considered careless. However, they are not when it comes to conserving cash. Compared to other generations, Generation Y has learned most from the Global Financial Crisis.

A recent survey has revealed that these young Australians, under the [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/survey-says-generation-y-is-financially-fit</link>
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		<title>Reunite With Your Lost Super</title>
		<description><![CDATA[Are you missing a super account? Check out the Australian Tax Office&#8217;s SuperSeeker website and be reunited with your missing super which could amount to a hefty sum.

This is a practical opportunity for those who have changed employers in the past and forgot to transfer or roll over the money in their old fund to [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/reunite-with-your-lost-super</link>
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		<title>No Savings Interest Increase for Savers</title>
		<description><![CDATA[Profitability is the name of the game for banks right now as most banks didn&#8217;t raise interest rates for savings accounts despite lifting mortgage rates independently of the Reserve Bank (RBA) move in February.


Analysis of 200 accounts for Public Defender shows just one institution has raised its savings rate with HSBC lifting its Serious Saver [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/no-savings-interest-increase-for-savers</link>
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		<title>Introductory Rates For Online Savings Account Attracts Customers</title>
		<description><![CDATA[Special offers and features of online savings accounts are very enticing to savers. Although the offers are very attractive, consumers should carefully review conditions that may be attached.

The base rate is presently at 5.41 percent. However, for account holders who will set up an automatic savings plan wherein they will deposit $200 monthly, UBank&#8217;s USaver [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/introductory-rates-for-online-savings-account-attracts-customers</link>
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		<title>RAMS Saver Account</title>
		<description><![CDATA[The RAMS Saver Account couples a high rate of interest with the features that keep your savings plentiful and give you simplified access to your money.


Features


  1.02% introductory variable interest rate: You will earn  6.02% on your savings for the first four months when you open a new Saver account with RAMS. After [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/rams-savings-account/rams-saver-account</link>
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		<title>Bank of South Australia Maxi Saver Account</title>
		<description><![CDATA[The Bank Of South Australia Maxi Saver is serious about saving you money. The only fees you will pay are if you use a non-partnered ATM, a $2 statement fee and a foreign currency conversion fee, that&#8217;s all. 




Maximum Variable Rate4.85%Standard Variable Rate4.85%Bonus Variable RateMonthly Fee$0Minimum Deposit$0


How it works


In order to access the funds in [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/bank-sa-savings-accounts/bank-of-south-australia-maxi-saver-account</link>
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		<title>Words Of Wisdom In Boosting Wealth</title>
		<description><![CDATA[Every now and then people make predictions about the coming year. Most of the time they are based on what has happened the year that passed but in the world of finance, that kind of thinking does not matter much. There are timeless lessons one should take note of, lessons that will definitely come in [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/words-of-wisdom-in-boosting-wealth</link>
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		<title>Savvy Savers Attracted To Online Savings Accounts</title>
		<description><![CDATA[Online savings accounts are taking a big chunk of the savings account market and large portions of Aussies monthly income because of the online access which allows people to move money in and out pretty easily.


Online banking has made it easier for many people to make transactions in the comfort of their homes.  One no [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/savvy-savers-attracted-to-online-savings-accounts</link>
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		<title>Choosing A Suitable Superannuation Fund for You</title>
		<description><![CDATA[  Financial preparation for retirement is a responsibility everyone should take seriously. Mandatory superannuation is a great way to prepare for retirement financially but, as recent studies show, it just isn&#8217;t enough. Now should be the best time to assess the profitability of your super arrangements. 
  
  
  
  [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/choosing-a-suitable-superannuation-fund-for-you</link>
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		<title>The Many Ways To Save For Private Education</title>
		<description><![CDATA[Many parents would like to provide their children a leg-up in this world and most agree that education is a means to prepare their children for success.  Most parents would even send their children to private schools if they can afford it.  Unfortunately, many parents who are currently paying school fees wish they had started [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/the-many-ways-to-save-for-private-education</link>
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		<title>Five Savings Tips To Secure A Decent Standard Of Living</title>
		<description><![CDATA[Since the global financial crisis of 2008, many Australians have learned to work a family budget.  However, the crisis put a strain on household budgets that families are now forced to dip into their savings to make the budget work.


  There are basic techniques Aussies can use in their effort to balance their budget, [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/five-savings-tips-to-secure-a-decent-standard-of-living</link>
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		<title>The Advantages Of Term Deposits</title>
		<description><![CDATA[  The popularity of Term Deposits comes with the times. Good or bad, the trend of the rise and fall of its popularity impacts our lives. Most people are not at ease with the idea of stashing their riches somewhere safe but unable to access it at a whim. For some it is a [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/the-advantages-of-term-deposits</link>
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		<title>The Best Way To Save That Banks Will Not Tell You</title>
		<description><![CDATA[  Consumers constantly wonder where they can find a good bank that offers a savings account with minimal fees and interest rates. To drown in a lot of overwhelming charges, fees and back-breaking interest rates can be a deep situation to get out of which is why most would want to avoid unreasonable fees [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/the-best-way-to-save-that-banks-will-not-tell-you</link>
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		<title>Saving Strategy Against Another Financial Crisis</title>
		<description><![CDATA[Rules on saving for the future have changed since the global financial crisis of 2008.  Before the global financial crisis, setting aside enough money to fund two years of income payments was a widely used rule of thumb.


  The manager for financial advice and education at NGS Super, Andrew Dunkerley, says the severity of [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/saving-strategy-against-another-financial-crisis</link>
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		<title>How To Teach Kids To Save At A Young Age</title>
		<description><![CDATA[The ability to save and manage money well cannot be learned overnight.  It is a habit borne out of diligence and best learned at a young age.  But teaching children to save at a young age can be difficult if the parents themselves do not know how to manage their finances well.


  Cathy McGuane, [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/how-to-teach-kids-to-save-at-a-young-age</link>
			</item>
	<item>
		<title>Superannuation Boost For A Comfortable Retirement</title>
		<description><![CDATA[  The average Australian retiree is said to need $1 million to survive their retirement years but most of them will not have that amount through their superannuation. Not to fret, there are steps every future retiree can do to ensure they have enough in superannuation to last them through retirement.
  
  [...]]]></description>
		<link>http://www.savingsaccountfinder.com.au/savings-account-news/superannuation-boost-for-a-comfortable-retirement</link>
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