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8 Responses to Best Fixed Term Deposit Rates

  1. Default Gravatar
    Marlene | November 11, 2013

    Hi doing a bit of research and wondered if you could help
    I would like to know the interest rate of 2010 of a 3 year fixed term of $100,000

    • Staff
      Marc | November 12, 2013

      Hello Marlene,
      thanks for the question.

      This is a difficult question to answer because during this year rates moved around, and at that time not every lender offered 3 month fixing terms. To give you an idea of what rates would’ve been like in August 2010, there were rates of 5.40% from CBA for sums up to $500,000 and NAB had rates of 5.80% for 6 months.

      I hope this helps,

  2. Default Gravatar
    ali | April 5, 2013

    does the government guarantee the rabodirect for 5 yrs if investing under 10,000?

    • Staff
      Shirley | April 9, 2013

      Hi Ali,

      The government guarantee covers you for up to $250,000 per account per institution.


  3. Default Gravatar
    Kevin | February 18, 2013

    can the interest on these fixed terms be rolled back into the account to avoid tax until such time you cash in the deposit

    • Staff
      Adrian | February 19, 2013


      No, this isn’t possible.

      Cheers, Adrian.

  4. Default Gravatar
    Shelly | February 4, 2013

    Keen to invest in the 6 month UBank offer, not sure about the credibility of UBank?

    • Staff
      Adrian | February 4, 2013

      Hi Shelly. UBank is a division of NAB and is covered under NAB’s government guarantee on deposits of $250,000 per person.

      Cheers, Adrian.

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