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8 Responses to Best Fixed Term Deposit Rates

  1. Default Gravatar
    Marlene | November 11, 2013

    Hi doing a bit of research and wondered if you could help
    I would like to know the interest rate of 2010 of a 3 year fixed term of $100,000

    • Staff
      Marc | November 12, 2013

      Hello Marlene,
      thanks for the question.

      This is a difficult question to answer because during this year rates moved around, and at that time not every lender offered 3 month fixing terms. To give you an idea of what rates would’ve been like in August 2010, there were rates of 5.40% from CBA for sums up to $500,000 and NAB had rates of 5.80% for 6 months.

      I hope this helps,

  2. Default Gravatar
    ali | April 5, 2013

    does the government guarantee the rabodirect for 5 yrs if investing under 10,000?

    • Staff
      Shirley | April 9, 2013

      Hi Ali,

      The government guarantee covers you for up to $250,000 per account per institution.


  3. Default Gravatar
    Kevin | February 18, 2013

    can the interest on these fixed terms be rolled back into the account to avoid tax until such time you cash in the deposit

    • Staff
      Adrian | February 19, 2013


      No, this isn’t possible.

      Cheers, Adrian.

  4. Default Gravatar
    Shelly | February 4, 2013

    Keen to invest in the 6 month UBank offer, not sure about the credibility of UBank?

    • Staff
      Adrian | February 4, 2013

      Hi Shelly. UBank is a division of NAB and is covered under NAB’s government guarantee on deposits of $250,000 per person.

      Cheers, Adrian.

Top High Interest Savings Accounts*

All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.

Rates last updated November 24th, 2014
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
Bankwest Hero Saver
Bankwest Hero Saver
Earn 4.00% p.a. every month when you deposit $200 and make no withdrawals each month on balances up to $250,000. 4.00% 0.01% $0 $0 / $0 Open More
ING DIRECT Savings Maximiser
ING DIRECT Savings Maximiser
Earn 4.00% p.a. when you open an Orange Everyday Account and deposit at least $1,000 into it each month from an external bank account. 4.00% 2.75% $0 $0 / $0 Open More
HSBC Serious Saver
HSBC Serious Saver
A high interest savings account offer with ongoing variable bonus every month you don't make a withdrawal. 4.00% 2.70% 1.30% $0 $0 / $0 Open More
Bankwest TeleNet Saver
Bankwest TeleNet Saver
No Fees. No minimum monthly deposit. For balances up to $5,000,000. Earn a high 3.75% p.a. variable rate for 4 months. 3.75% 2.50% 1.25% $0 $0 / $1 Open More
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
A competitive ongoing rate for balances up to $250K, no minimum monthly deposit required and no fees. 3.20% 3.20% $0 $0 / $0 Open More
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