ANZ Access Advantage
What happens when I click Apply Now?
- Clicking Apply will take you to your Online Application on the bank's website. You do not need to be a customer of this bank to apply.
- Your application will typically take you no more than 10-15 minutes to complete
- Tip: Have your Tax File Number ready as it will speed up your application.
- In most cases, your new savings account will be setup immediately after you apply.
Where a foreign ATM will now warn you of an addition fee for your withdrawal, when you use EFTPOS or make a withdrawal from your own bank’s ATM, it is your responsibility to remember whether you have used up your allocated transactions this month, and whether your hard earned cash is going to be eaten away by fees again.
Or you can open an ANZ Access Advantage account and pay a flat monthly account fee of $5 and feel free to make unlimited withdrawals, EFTPOS purchases and cheque deposits all month long, your $5 monthly fee even covers any visits and transactions you make at an ANZ branch.
Unlimited Transactions for $5 a Month
You’re probably thinking that a flat $5 monthly fee for all your everyday account transactions sounds too good to be true, but really there are no catches. Here’s what’s included, all for just $5 a month:
- Unlimited withdrawals from ANZ ATMs
- Unlimited phone and internet banking transactions
- Unlimited EFTPOS transactions
- Unlimited cheque deposits and withdrawals
- Unlimited branch access
Not included are:
- Withdrawals from foreign ATMs
- Overseas withdrawals and usage
Who Can Access the ANZ Access Advantage Account?
Anyone over 16 years old can apply for an ANZ Access Advantage account and if you can verify your identity in branch or are already an ANZ customer and an Australian resident you can apply online in just 5 minutes.
For even more benefits, ANZ will waive the already low and very inclusive monthly fee of $5 if:
- You’re under 18 years old
- You’re over 60 years old
- You’re a full time student at an Australian educational institution
- You have a eligible loan with ANZ
- You have an existing balance of $50,000 or more in an eligible ANZ account
- Your opening account balance will be $50,000 or more
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
 ANZ Access Advantage | $5 per month for Unlimited transactions | 0.00% | 0.00% | 0.00% | $5 | $0 / $0 |
 
|
More Benefits of the ANZ Access Advantage Account
As well as a very attractive low, and inclusive, monthly fee, ANZ also offers all of the features you would expect and need in an everyday account. You can access phone and internet banking, make BPAY payments and set up direct debits to your savings accounts or to pay bills. The ANZ Access Advantage can also be opened as a joint account, and if you are a non-Australian resident but coming to Australia, you can fill in the non-resident form so your account can be opened and activated for you upon arrival. To assert your individuality each time you make a purchase, you can also choose to personalise your card with a photo or design of your choice for an extra $15.
To Open an ANZ Access Advantage
If you are over 16 years old, are an Australian resident and can either verify your identity at an ANZ branch if required, or you are an existing ANZ customer, you can apply for an ANZ Access Advantage account online in just four simple steps. If you are unable to apply online, call the friendly ANZ customer centre and a representative will take you through the process.
In your online application you can choose a joint account holder and whether you want to be contacted via email for ease of use. You can also choose your own unique access code during the application to verify your identity for security purposes in your dealings with ANZ. The ANZ Access Advantage application will also prompt you to open an Online Saver account at the same time with just a tick of a box, and a peruse of the product disclosure statement. The ANZ Online Saver account is a fee free, high interest savings account which you can link directly to your Access Advantage account to take the stress and procrastination out of your savings plan.
You have enough to think about in your everyday life without having to keep track of which transactions you will be charged for and which are included in your everyday savings account. With the ANZ Access Advantage you can feel free to spend, withdraw and deposit without being afraid to open that statement at the end of the month and see just how much you’ve lost, it will be just $5 each and every month, and maybe even less if you qualify! So visit ANZ now and take five minutes to apply, and save yourself hundreds of dollars in bank fees every year.
Click to Open an account online now and start earning interest with the ANZ Access Advantage Account
Read the official terms and conditions
Related posts:
- Taking Advantage of Online Savings Accounts
- Myers tries to gain online shopping advantage through waived shipping fees
Top High Interest Savings Accounts
All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.
RaboDirect High Interest Savings Account
UBank USaver
HSBC Serious Saver