ANZ Savings Accounts Comparison

Choosing the right transaction account for your needs is as important as making sure you have the right prescription in your glasses, or the right type of fuel in your car. There are such a range of transaction accounts available because everyone uses their money differently, so make sure you are using the account which is right for the way you use your money, not someone else’s.

Following are some of the accounts ANZ offers for savings, transactions and term deposits:

Savings Account	Account Details	Intro Rate p.a.	Variable Rate p.a.	Intro Period p.a.	Fees	Min Balance and Min Deposit
ANZ Online Saver	5.50% p.a. until 30 June 2010, apply online before 30th March 2010.	5.50%	4.25%	1.25%	FREE	$0
ANZ Access Advantage	$5 per month for Unlimited transactions	0.00%	0.00%	-	FREE	$5 per month

• ANZ Access Advantage Transaction Account
• ANZ Online Saver Account – A review of ANZs high interest savings account
• ANZ Visa Debit Card Review – Access your money like a credit card

Features of ANZ transaction accounts:

• ANZ Access Advantage account is the right everyday account for you if you want the choice of internet, phone and branch banking. For an account fee of just $5 per month you have unlimited ANZ ATM access, unlimited phone and internet banking and unlimited branch access, EFTPOS transactions and cheques – all covered under your set monthly fee. You also have the option to design your own card using one of ANZ’s images, or one of your own photos or designs.

  
  

• ANZ Access Select allows you to save on an already low monthly fee if you prefer online banking. The ANZ Access Select transaction account has a set $2 monthly fee which includes unlimited internet banking access and six free electronic transactions per month. You don’t have the option to design your own card, but you will have access to your funds all over the world.

  
  

• An ANZ Everyday Visa Debit card allows you to conduct all your everyday transactions with the ease of a credit card, while spending your own money. For just $6 per month you have unlimited EFTPOS transactions and ATM withdrawals, plus branch access and internet and phone banking. Plus, if you’re a student you can apply for a 50% discount on the monthly fee.

  
  

• ANZ does not charge its customers a foreign ATM fee. If you make a balance enquiry or a withdrawal from a non-ANZ ATM within Australia, ANZ will not penalise you – the foreign ATM still might though.

Choose an ANZ High Interest Savings Account

If you are looking for a way to boost your savings and meet your financial goals faster and more easily, then an online savings account from ANZ can help. Managed entirely online, a high interest savings account will pay you compounded interest each month or quarter, charge you no monthly or transaction fees and give you access to your savings in case of an emergency.

Features of ANZ high interest savings accounts:

• ANZ SmartyPig online savings account allows you to define your savings goals, and encourage your friends and family to help too. There is no monthly account fee and an initial deposit and an ongoing balance of just $10 is required. You can save more money by opting for electronic statements. Your interest is calculated daily and paid quarterly and from the moment you open your account you can allocate a savings goal and funds target – you may even be rewarded by major Australian retailers when you reach your savings target too.

  
  

• The ANZ Progress Saver Account encourages you to grow your savings by offering bonus interest and one free transaction a month. Where online savings accounts usually penalise you for withdrawing money or accessing your funds in branch, the Progress Saver gives you one free transaction each month. Plus, if you continue to make deposits, and no withdrawals you will earn bonus interest on your savings.

  
  

• The Online Saver high interest savings account requires no minimum or ongoing balance and can be accessed at ATMs, by phone or online. You can make unlimited balance enquiries at ANZ ATMs to keep an eye on how your savings are growing. You can also open multiple Online Savers for each of your savings goals.

  
  

• The ANZ Online Saver received a CANSTAR CANNEX five star rating as at March 2009.

ANZ savings accounts are intuitive and easy to use and you can compare all of the features and have all of the fine print explained right here at Savings Account Finder. If you want to find out more or sign up for an ANZ savings account, you can follow our secure links to ANZ’s application pages or contact their telephone support centre.