ANZ Savings Accounts Comparison
Choosing the right transaction account for your needs is as important as making sure you have the right prescription in your glasses, or the right type of fuel in your car. There are such a range of transaction accounts available because everyone uses their money differently, so make sure you are using the account which is right for the way you use your money, not someone else’s.
Following are some of the accounts ANZ offers for savings, transactions and term deposits:

Featured ANZ Savings Account
Use the ANZ Online Saver to access your funds 24/7 with no minimum balance and earn up to 6.00% p.a.
- Maximum Rate: 6.00%
- Standard Variable Rate: 4.25%
- Bonus Rate: 1.75%
- Monthly Account Fees: $0
- Minimum Balance: $0
- Minimum Deposit: $0
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
![]() ANZ Online Saver | A great savings account from one of most trusted banks in Australia. | 6.00% | 4.25% | 1.75% | $0 | $0 / $0 |
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![]() ANZ Progress Saver | Bonus interest paid monthly and no account keeping fee. | 5.76% | 0.01% | 5.75% | $0 | $10 / $10 |
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![]() ANZ Access Advantage | $5 per month for Unlimited transactions | 0.00% | 0.00% | 0.00% | $5 | $0 / $0 |
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Features of ANZ transaction accounts:
- ANZ Access Advantage account is the right everyday account for you if you want the choice of internet, phone and branch banking. For an account fee of just $5 per month you have unlimited ANZ ATM access, unlimited phone and internet banking and unlimited branch access, EFTPOS transactions and cheques – all covered under your set monthly fee. You also have the option to design your own card using one of ANZ’s images, or one of your own photos or designs.
- ANZ Access Select allows you to save on an already low monthly fee if you prefer online banking. The ANZ Access Select transaction account has a set $2 monthly fee which includes unlimited internet banking access and six free electronic transactions per month. You don’t have the option to design your own card, but you will have access to your funds all over the world.
- An ANZ Everyday Visa Debit card allows you to conduct all your everyday transactions with the ease of a credit card, while spending your own money. For just $6 per month you have unlimited EFTPOS transactions and ATM withdrawals, plus branch access and internet and phone banking. Plus, if you’re a student you can apply for a 50% discount on the monthly fee.
- ANZ does not charge its customers a foreign ATM fee. If you make a balance enquiry or a withdrawal from a non-ANZ ATM within Australia, ANZ will not penalise you – the foreign ATM still might though.
Choose an ANZ High Interest Savings Account
If you are looking for a way to boost your savings and meet your financial goals faster and more easily, then an online savings account from ANZ can help. Managed entirely online, a high interest savings account will pay you compounded interest each month or quarter, charge you no monthly or transaction fees and give you access to your savings in case of an emergency.
Features of ANZ high interest savings accounts:
- ANZ SmartyPig online savings account allows you to define your savings goals, and encourage your friends and family to help too. There is no monthly account fee and an initial deposit and an ongoing balance of just $10 is required. You can save more money by opting for electronic statements. Your interest is calculated daily and paid quarterly and from the moment you open your account you can allocate a savings goal and funds target – you may even be rewarded by major Australian retailers when you reach your savings target too.
- The ANZ Progress Saver Account encourages you to grow your savings by offering bonus interest and one free transaction a month. Where online savings accounts usually penalise you for withdrawing money or accessing your funds in branch, the Progress Saver gives you one free transaction each month. Plus, if you continue to make deposits, and no withdrawals you will earn bonus interest on your savings.
- The Online Saver high interest savings account requires no minimum or ongoing balance and can be accessed at ATMs, by phone or online. You can make unlimited balance enquiries at ANZ ATMs to keep an eye on how your savings are growing. You can also open multiple Online Savers for each of your savings goals.
- The ANZ Online Saver received a CANSTAR CANNEX five star rating as at March 2009.
ANZ savings accounts are intuitive and easy to use and you can compare all of the features and have all of the fine print explained right here at Savings Account Finder™. If you want to find out more or sign up for an ANZ savings account, you can follow our secure links to ANZ’s application pages or contact their telephone support centre.
Related Resources
- ANZ Access Advantage
- ANZ Access Advantage with Visa Debit Card
With competitive features and a low monthly fee, the ANZ Visa Debit Card is a great way to manage your everyday transactions and not worry about how to cover those monthly credit card bills. Learn more about the benefits of the ANZ Visa Debit Card and to apply for one today. - ANZ Online Saver
- ANZ Online Saver Review
- ANZ Progress Saver
ANZ Progress Saver is a new program made available by the bank for every customer, in order to provide everyone with the necessary help for improving the financial situations and save some money. There are a great number of benefits for you if you choose to apply for this promotional product. You will most definitely enjoy it at its full capacity. - ANZ Term Deposits
With an ANZ term deposit account you'll receive high interest rates and a guaranteed return on your investment. Discover the features of ANZ's term deposit account including it's competitive interest rates to maximise your savings.
Related Posts
- ANZ Money Manager - Manage Your Finances Online For Free!
There is a new online platform from ANZ which allows you to easily manage your finances online and save money. “Money Manager” is a easy to use, web based application that allows you to keep track of all of your financial transactions - for free! - ANZ Business Online Saver
The ANZ Business Online Saver account offers you a 5.85% p.a. interest rate for businesses looking to put their money into a high yield online account. - ANZ Online Saver - The High Rate Savings Account With No Limitations
An online savings account opens the world of earnings to everyone. With the ANZ Online Saver, you can earn high interest with no minimum balance. That opens the door to profits to anyone with any budget. - ANZ Online Saver - High Rate Online Savings Account
- ANZ Fixed Term Deposit
- ANZ Bank Term Deposit
ANZ may be one of the Big Four Banks but it is able to look after customers of every size with bonus interest for seniors and an affordable minimum investment amount.
Top High Interest Savings Accounts
All of these accounts are FREE to open and require no minimum deposit. They all have easy internet banking access with no transaction fees.
| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
![]() UBank USaver | High ongoing rate of 5.41% p.a. Deposit $200 monthly to receive a bonus 0.60% p.a, taking this up to 6.01% p.a. Open online. | 6.01% | 5.41% | 0.60% | $0 | $0 / $0 |
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![]() Virgin Saver Account | High introductory rate for 4 months to grow savings faster. | 5.85% | 4.65% | 1.20% | $0 | $0 / $0 |
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![]() ANZ Online Saver | No min balance and earn up to 6.00% p.a. until 30 June 2012. Online exclusive offer. Apply online by 29 February 2012. | 6.00% | 4.25% | 1.75% | $0 | $0 / $0 |
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