Savings Account Finder- Compare Savings Accounts in Australia

Savings Account Comparison and Application Service

Savings Account Finder is a 100% free service to help Australians open the right account for their needs. We compare many of the best savings accounts in Australia* - you can read product reviews and use helpful tools, tips, and guides to quickly compare the market's leading high-interest accounts, everyday transaction accounts, no fee accounts and term deposit accounts. Simply open your account online today.

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Savings account comparison

Rates accurate as at: March 6th, 2015 Learn about our information service

Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
ING DIRECT Savings Maximiser
Earn 4.00% p.a. when you open an Orange Everyday Account and deposit at least $1,000 into it each month from an external bank account.
4.00% 2.50% $0 $0 / $0 Open More
Bankwest Hero Saver
Earn an ongoing variable interest rate of 3.75% p.a. when you make a minimum monthly deposit of at least $200 and don't withdraw. Available on balances up to $250k.
3.75% 0.01% $0 $0 / $0 Open More
ME Bank Online Savings Account
Combined application for Everyday Transaction Account & Online Savings Account. 5% cashback offer on transactions for the first 6 months & high ongoing interest on savings.
3.85% 2.50% 1.35% $0 $0 / $0 Open More
HSBC Serious Saver
Earn up to 3.30% p.a. for 4 months. An incentive to help you save by rewarding you every month if you don't make a withdrawal.
3.30% 2.45% 0.85% $0 $0 / $0 Open More
ANZ Online Saver
Access your funds 24/7, no minimum balance and earn a high rate.
3.25% 2.25% 1.00% $0 $0 / $0 Open More
Westpac eSaver
Earn 3.26% p.a. variable rate for 3 months with no minimum balance and no monthly service fee.
3.26% 2.25% 1.01% $0 $0 / $0 Open More
ANZ Progress Saver
Achieve your savings goal sooner by making a minimum monthly deposit and earn a high ongoing interest rate.
3.16% 0.01% 3.15% $0 $10 / $10 Open More
St.George Maxi Saver
Enjoy this amazing rate from one of the Australian number one banks.
3.65% 2.00% 1.65% $0 $1 / $1 Open More
Westpac Reward Saver
Enjoy bonus interest each month if you make no withdrawals, and deposit at least $50.
3.15% 0.01% 3.14% $0 $0 / $0 Open More
Easy Street - Easy Savings Account
Earn a high interest rate of 2.80% p.a. for months. A high ongoing interest rate with no fixed term, no minimum balance and no fee.
2.50% 2.50% $0 $0 / $2 Open More
HSBC Flexi Saver Account
A flexible savings account with online and branch access to your funds. Loyalty bonus when you make the minimum monthly deposit.
2.90% 2.25% 0.65% $0 $0 / $0 Open More
Easy Street Bonus Saver Account
Enjoy zero fees and the ability to make unlimited deposits.
3.30% 0.01% 3.29% $0 $0 / $0 Open More
Bank of Melbourne Maxi Saver
Enjoy a high ongoing interest rate with no monthly account service fees.
3.65% 2.00% 1.65% $0 $0 / $1 Open More
Bank of Melbourne Incentive Saver Account
Make no withdrawals and at least one deposit each month to earn a competitive interest rate.
3.30% 0.01% 3.29% $0 $0 / $1 Open More
BankSA Maxi Saver
No fees, no hidden catches, no minimum term or minimum balance plus earn a high interest rate on your savings.
3.65% 2.00% 1.65% $0 $0 / $0 Open More
$
3 Mths p.a. 4 Mths p.a. 6 Mths p.a. 12 Mths p.a. 24 Mths p.a. 36 Mths p.a. 60 Mths p.a. Min Deposit Interest
Earned
ING DIRECT Term Deposit
ING DIRECT Term Deposit
2.80% 2.80% 3.00% 3.00% 3.30% $10,000 Open More
Bankwest Online Term Deposit
Bankwest Online Term Deposit
3.00% 2.25% 3.00% 3.20% 3.20% 3.25% 3.35% $1,000 Open More
Westpac Term Deposit
Westpac Term Deposit
2.25% 2.55% 2.25% 2.70% 2.75% 2.75% 3.20% $5,000 Open More
St.George Term Deposit
St.George Term Deposit
2.25% 2.60% 2.25% 2.70% 2.75% 2.75% 3.20% $1,000 Open More
Bank of Melbourne Term Deposit Account
Bank of Melbourne Term Deposit Account
2.25% 2.60% 2.25% 2.70% 2.75% 2.75% 3.20% $1,000 Open More
BankSA Term Deposit
BankSA Term Deposit
2.25% 2.60% 2.25% 2.70% 2.75% 2.75% 3.20% $1,000 Open More

Rates are displayed for the terms and minimum deposit sizes listed in the table above. The rate you receive could vary depending on your deposit size and interest payment frequency.

Savings Account Monthly Account Fee Debit Card Access ATM Withdrawal Fee Interest Rate p.a. Details
ING DIRECT Orange Everyday Account
A transaction account with no monthly fees, plus 2% cashback offer available.
$0 Yes, Visa $0 0.00% No monthly fees, and you can use any ATM in Australia for free withdrawals when you deposit at least $1,000 into the account from an external account. Open More
Citibank Plus Everyday Account
Get a 5% cashback on Visa payWave purchases on new accounts opened before 31 March 2015.
$0 Yes, Visa $0 0.00% No ATM fees using Citibank, Westpac, BankSA and St .George branded ATMs. No international ATM or purchase fees. Open More
HSBC Day to Day Transaction Account
Enjoy no monthly account keeping fees and a Visa debit card to access your money.
$0 Yes, Visa $0 0.00% No ATM fees at over 3,000 HSBC, Westpac, St.George, Bank of Melbourne and Bank SA ATMs. Open More
Bankwest Qantas Transaction Account
Earn Qantas Points for your daily balance and eligible purchases, plus access to Australia's largest bank ATM network.
$6 Yes, Mastercard $0 0.01% *Pay no monthly account fees when you deposit at least $2,000 into your account each month. Open More
ME Bank EveryDay Transaction Account
5% cashback offer available for the first six months if you open an account by 28 February 2015.
$0 Yes, Mastercard $0 0.00% No fees when using an ME Bank, Westpac, St.George, Bank of Melbourne or BankSA ATM. Open More
NAB Classic Banking
No monthly account fees plus get an NAB Visa Debit card with payWave at no extra cost.
$0 Yes, Visa $0 0.01% No ATM fees at one of Australia's largest ATM networks. Open More
ANZ Access Advantage
Enjoy unlimited transactions using ANZ ATMs and ANZ phone & internet banking.
$5 Yes, Visa $0 0.00% No monthly account fee when you deposit at least $2,000 per month. Open More
Westpac Choice
Access funds through a Debit MasterCard and enjoy 24/7 online and mobile banking.
$5 Yes, Visa $0 0.00% No ATM fees when using St.George / Westpac / BankSA ATMs. No monthly service fee if you deposit a minimum of $2,000 per month. Open More
BankSA Complete Freedom Account
Free unlimited transactions, plus linked Visa debit card.
$5 Yes, Visa $0 0.00% No monthly account keeping fees when you deposit at least $2,000 in the account each month. Free access to BankSA, St.George, Westpac and Bank of Melbourne ATMs. Open More
St.George Complete Freedom Account
Flexible bank account with Visa Debit card and SMS and email alert system.
$5 Yes, Visa $0 0.00% No account keeping fees, if you deposit $2,000 per month plus no minimum balance required. No ATM fees when using St.George / Westpac / BankSA ATMs. Open More
St.George SENSE
A transaction account and savings account in one.
$5 Yes, Visa $0 2.85% No ATM fee when using St.George, BankSA, Bank of Melbourne and Westpac ATMs (in Australia). No monthly service fee if you deposit a minimum of $2,000 per month. Open More
BankSA Express Freedom Account
A low fee transaction account with Visa debit card.
$3 Yes, Visa $0 0.00% Avoid ATM fees when using BankSA, St.George, Bank of Melbourne and Westpac ATMs. Avoid the monthly fee if you deposit $1,000 into this account each month. Open More
Bank of Melbourne Complete Freedom Transaction Bank Account
Free unlimited everyday transactions at Bank of Melbourne branches and Westpac Group ATMs.
$5 Yes, Visa $0 0.00% No ATM fees when you use Bank of Melbourne, BankSA, St.George or Westpac ATMs. No monthly fees when you deposit at least $2,000 into this account each month. Open More
Bank of Melbourne Express Freedom Transaction Bank Account
Free unlimited everyday banking transactions, and the flexibility of a Visa Debit Card.
$3 Yes, Visa $0 0.00% No ATM fees when you use Bank of Melbourne, St.George, Westpac and BankSA ATMs. No monthly fees if you deposit $1,000 into your account each month. Open More
BankSA Sense Everyday Account
A combined savings and transaction account with debit card and interest earning.
$5 Yes, Visa $0 2.85% Use over 3000 BankSA, St.George, Bank Of Melbourne and Westpac ATMs in Australia for free. Open More
ING DIRECT Savings Maximiser

High Interest Savings Account

The ING DIRECT Savings Maximiser offers a competitive variable ongoing rate with no ongoing fees when you combine it with an Orange Everyday Account and meet the minimum deposit.

  • Maximum Rate: 4.00% p.a.
  • Standard Variable Rate: 2.50% p.a.
  • Monthly Account Fees: $0
  • Minimum Balance: $0
  • Minimum Deposit: $0

* The savings account offers compared on this page are chosen from a range of savings accounts SavingsAccountFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing savings accounts.

Savings accounts are not all the same, so compare the best savings accounts* and term deposits on Savings Account Finder today and start earning more interest and paying less fees.

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Savings Account Articles and Guides

How to withdraw money overseas for free

February 02nd, 2015

Apply these techniques to get free international money withdrawals One of the biggest costs when it comes to withdrawing money overseas are the costs of withdrawing money from an ATM. First, there’s the withdrawal fee that your bank is charging you. And then there’s also the a percentage fee your bank might throw on top of this. Then, […]

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Bendigo Bank Term Deposit

January 27th, 2015

Bendigo Bank’s personal term deposit account is a flexible way to earn higher interest on your savings. With options for interest payments and length of terms, you can structure the account to meet your needs.

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RaboDirect Business Premium Saver

December 16th, 2014

RaboDirect is able to offer personal and business savings accounts as well as services for superannuation accounts. Their focus on savings accounts has earned them recognition by the Smart Investor Blue Ribbon Awards, which acknowledged them in 2014 with four separate awards. These awards were given for being the savings institution of the year, for […]

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RaboDirect Business Term Deposit

December 11th, 2014

RaboDirect gives a variety of options in a business term deposit account. This flexibility allows you to grow your cash for just a few months, or maximise the interest earned by choosing a five year term.

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RaboDirect Term Deposit DIY Super

December 11th, 2014

If you’re managing your own super fund, you can invest in a Rabodirect term deposit and grow your nest egg with no risk. The DIY Super term deposit. Read about the fees and features of this account and how to apply.

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