Savings Account Finder- Compare Savings Accounts in Australia

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Savings Account Finder is a 100% free service to help Australians open the right account for their needs. We compare many of the best savings accounts in Australia* - you can read product reviews and use helpful tools, tips, and guides to quickly compare the market's leading high-interest accounts, everyday transaction accounts, no fee accounts and term deposit accounts. Simply open your account online today.

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Savings Account Comparison

Rates accurate as at: November 25th, 2014 Learn about our information service
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
ING DIRECT Savings Maximiser
ING DIRECT Savings Maximiser
Earn 4.00% p.a. when you open an Orange Everyday Account and deposit at least $1,000 into it each month from an external bank account. 4.00% 2.75% $0 $0 / $0 Open More
Bankwest Hero Saver
Bankwest Hero Saver
Earn a high ongoing variable rate of 4.00% p.a. when you make a minimum monthly deposit of $200 and don't withdraw. 4.00% 0.01% $0 $0 / $0 Open More
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
Earn a high variable interest rate of 3.20 p.a. on every dollar for balances up to $250k. 3.20% 3.20% $0 $0 / $0 Open More
HSBC Serious Saver
HSBC Serious Saver
Earn an introductory rate of 4.00% p.a. for 4 months when you don't make a withdrawal. Reverts to an ongoing variable interest rate of 2.70% p.a.. 4.00% 2.70% 1.30% $0 $0 / $0 Open More
Bankwest TeleNet Saver
Bankwest TeleNet Saver
For balances up to $5,000,000. Earn a high 3.75% p.a. variable rate for 4 months for new customers. 3.75% 2.50% 1.25% $0 $0 / $1 Open More
ANZ Online Saver
ANZ Online Saver
Access your funds 24/7, no minimum balance and earn up to 3.70% p.a. Online offer exclusive. 3.70% 2.50% 1.20% $0 $0 / $0 Open More
Westpac eSaver
Westpac eSaver
Earn 3.71% p.a. variable rate for 3 months with no minimum balance and no monthly service fee. 3.71% 2.50% 1.21% $0 $0 / $0 Open More
ANZ Progress Saver
ANZ Progress Saver
Earn a high ongoing interest rate when you meet the minimum monthly deposit and make no withdrawals. 3.61% 0.01% 3.60% $0 $10 / $10 Open More
St.George Maxi Saver
St.George Maxi Saver
Take advantage of a competitive interest rate to kick start your savings plan. 3.85% 2.25% 1.60% $0 $1 / $1 Open More
Bank of Melbourne Maxi Saver
Bank of Melbourne Maxi Saver
Enjoy a high ongoing interest rate with no monthly account service fee. 3.85% 2.30% 1.55% $0 $0 / $1 Open More
Westpac Reward Saver
Westpac Reward Saver
Enjoy bonus interest each month with Westpac Reward Saver Account if you make no withdrawals, and deposit at least $50. 3.50% 0.01% 3.49% $0 $0 / $0 Open More
RaboDirect Premium Saver
RaboDirect Premium Saver
A high variable interest rate of 3.85% p.a. when you make a minimum monthly deposit of at least $200. 3.85% 1.90% 1.95% $0 0 / 0 Open More
HSBC Flexi Saver Account
HSBC Flexi Saver Account
A flexible savings account with online and branch access to your funds. Loyalty bonus when you make the minimum monthly deposit. 3.50% 2.50% 1.00% $0 $0 / $0 Open More
Easy Street - Easy Savings Account
Easy Street - Easy Savings Account
Earn a high interest rate of 2.75% p.a. for months. A high ongoing interest rate with no fixed term, no minimum balance and no fee. 2.75% 2.75% $0 $0 / $2 Open More
Easy Street Bonus Saver Account
Easy Street Bonus Saver Account
Zero fee and a fantastic bonus rate when you deposit at least $50 a month in to your Bonus Saver Account. 3.93% 0.01% 3.92% $0 $0 / $0 Open More
BankSA Maxi Saver
BankSA Maxi Saver
Earn a high variable interest rate of 3.85% p.a. No fees, no hidden catches, no minimum term or minimum balance. 3.85% 2.35% 1.50% $0 $0 / $0 Open More
ING DIRECT Business Optimiser
ING DIRECT Business Optimiser
Excellent Business account with no hidden fees and it will also allow you to earn high interest on savings. 3.75% 2.75% 1.00% $0 $0 / $0 Open More
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
Bankwest Hero Saver
Bankwest Hero Saver
Earn 4.00% p.a. variable interest including 3.99% p.a. ongoing variable bonus when you deposit $200 and make no withdrawals each month. 4.00% 0.01% $0 $0 / $0 Open More
RaboDirect High Interest Savings Account
RaboDirect High Interest Savings Account
Enjoy a competitive variable rate on every dollar with no fees and no minimum balance. 3.20% 3.20% $0 $0 / $0 Open More
Easy Street Bonus Saver Account
Easy Street Bonus Saver Account
Enjoy fees and a great bonus rate from Easy Street. 3.93% 0.01% 3.92% $0 $0 / $0 Open More
ANZ Progress Saver
ANZ Progress Saver
Bonus interest paid monthly and no account keeping fee. 3.61% 0.01% 3.60% $0 $10 / $10 Open More
Westpac Reward Saver
Westpac Reward Saver
Enjoy bonus interest each month if you make no withdrawals, and deposit at least $50. 3.50% 0.01% 3.49% $0 $0 / $0 Open More
HSBC Flexi Saver Account
HSBC Flexi Saver Account
Earn 3.50% p.a. variable interest including 1.00% p.a. ongoing variable bonus when you deposit $300 each month. 3.50% 2.50% 1.00% $0 $0 / $0 Open More
Bank of Melbourne SENSE Savings Account
Bank of Melbourne SENSE Savings Account
Earn a high ongoing interest rate with no fees when you deposit at least $2,000 a month. 2.85% 2.85% 0.00% $0 $0 / $0 Open More
St.George SENSE
St.George SENSE
A combined transaction account and savings account to help you save. 2.85% 2.85% 0.00% $5 $0 / $0 Open More
Maximum Variable Rate p.a. Standard Variable Rate p.a. Bonus Interest p.a. Fees Min Bal / Min Deposit
RaboDirect Notice Saver 90 ($1 - $250,000)
RaboDirect Notice Saver 90 ($1 - $250,000)
RaboDirect Notice Saver 90 ($1 - $250,000) 4.00% 4.00% 0.00% $0 $1 / $0 Open More
RaboDirect Notice Saver 90 ($250,000 - $2m)
RaboDirect Notice Saver 90 ($250,000 - $2m)
RaboDirect Notice Saver 90 ($250,000 - $2m) 3.85% 3.85% 0.00% $0 $250,000 / $0 Open More
RaboDirect Notice Saver 60 ($1 - $250,000)
RaboDirect Notice Saver 60 ($1 - $250,000)
RaboDirect Notice Saver 60 ($1 - $250,000) 3.85% 3.85% 0.00% $0 $1 / $0 Open More
RaboDirect Notice Saver 60  ($250,000 - $2m)
RaboDirect Notice Saver 60 ($250,000 - $2m)
RaboDirect Notice Saver 60 ($250,000 - $2m) 3.70% 3.70% 0.00% $0 $250,000 / $0 Open More
RaboDirect Notice Saver 31 ($1 - $250,000)
RaboDirect Notice Saver 31 ($1 - $250,000)
RaboDirect Notice Saver 31 ($1 - $250,000) 3.80% 3.80% 0.00% $0 $1 / $0 Open More
3 Months p.a. 4 Months p.a. 6 Months p.a. 12 Months p.a. 24 Months p.a. 36 Months p.a. 60 Months p.a. Min Deposit
RaboDirect Term Deposit
RaboDirect Term Deposit
3.25% 3.45% 3.50% 3.75% 3.80% 4.15% $1,000 Open More
ING DIRECT Term Deposit
ING DIRECT Term Deposit
3.20% 3.20% 3.60% 3.60% 3.80% $10,000 Open More
Bankwest Online Term Deposit
Bankwest Online Term Deposit
3.40% 2.50% 3.30% 3.40% 3.65% 3.80% 4.10% $1,000 Open More
Westpac Term Deposit
Westpac Term Deposit
2.50% 2.90% 3.00% 3.20% 3.40% 3.70% 4.15% $5,000 Open More
St.George Term Deposit
St.George Term Deposit
2.50% 3.00% 3.05% 3.30% 3.40% 3.70% 4.15% $1,000 Open More
Bank of Melbourne Term Deposit Account
Bank of Melbourne Term Deposit Account
2.50% 3.00% 3.05% 3.30% 3.40% 3.70% 4.15% $1,000 Open More
BankSA Term Deposit
BankSA Term Deposit
2.50% 3.00% 3.05% 3.30% 3.40% 3.70% 4.15% $1,000 Open More
Savings Account Description Monthly Account Fee Debit Card Access ATM Withdrawal Fee Interest Rate p.a. Details
ING DIRECT Orange Everyday Account
ING DIRECT Orange Everyday Account
A transaction account with no monthly fees, plus a range of bonus features to take advantage of. $0 Yes, Visa $0 0.00% No monthly fees, and you can use any ATM in Australia for free withdrawals when you deposit at least $1,000 into the account from an external account. Open More
Bankwest Qantas Transaction Account
Bankwest Qantas Transaction Account
Earn Qantas Points on your account balance 365 days a year, plus access to Australia's largest bank ATM network. $6 Yes, Mastercard $0 0.01% *Pay no monthly account fees when you deposit at least $2,000 into your account each month. Open More
HSBC Day to Day Transaction Account
HSBC Day to Day Transaction Account
Enjoy no monthly account keeping fees, plus unlimited transactions with no ATM fees at over 3,000 ATMs $0 Yes, Visa $0 0.00% No ATM fees at over 3,000 HSBC, Westpac, St.George, Bank of Melbourne and Bank SA ATMs Open More
ANZ Access Advantage
ANZ Access Advantage
Open ANZ Access Advantage account and enjoy unlimited transactions at ANZ ATMs, EFTPOS, Internet, Mobile and Phone Banking. $5 Yes, Visa $0 0.00% No monthly account fee when you deposit at least $2,000 per month (normally $5 a month). Open More
Westpac Choice
Westpac Choice
Deposit at least $2,000 per month and enjoy no monthly service fee. Get this award winning transaction account from Westpac. $5 Yes, Visa $0 0.00% No ATM fees when using St.George / Westpac / BankSA ATMs. No monthly service fee if you deposit a minimum of $2,000 per month otherwise $5 monthly fee applies. Open More
Citibank Plus Transaction Account
Citibank Plus Transaction Account
Save on fees with the Citibank Plus Transaction account, the only fee-free everyday account linked with a Visa Debit card so you can enjoy shopping both in Australia and overseas. $0 Yes, Visa $0 0.00% No ATM fees using Citibank, Westpac, BankSA and St .George branded ATMs Open More
BankSA Complete Freedom Account
BankSA Complete Freedom Account
An everyday transaction account with unlimited free transactions and a linked debit card. $5 Yes, Visa $0 0.00% No monthly account keeping fees when you deposit at least $2,000 in the account each month. Free access to BankSA, St.George, Westpac and Bank of Melbourne ATMs. Open More
St.George Complete Freedom Account
St.George Complete Freedom Account
No account keeping fees, if you deposit $2,000 per month plus no minimum balance required. $5 Yes, Visa $0 0.00% No ATM fees when using St.George / Westpac / BankSA ATMs Open More
St.George SENSE
St.George SENSE
Earn competitive interest and get access to your funds with a Visa Debit Card. $5 Yes, Visa $0 2.85% No ATM fee when using St.George / BankSA / Bank of Melbourne / Westpac ATMs (in Australia). No monthly service fee if you deposit a minimum of $2,000 per month otherwise $5 monthly fee applies. Open More
BankSA Express Freedom Account
BankSA Express Freedom Account
A transaction account with a low monthly fee and Visa debit card. $3 Yes, Visa $0 0.00% Avoid ATM fees when using BankSA, St.George, Bank of Melbourne and Westpac ATMs. Avoid the monthly fee if you deposit $1,000 into this account each month. Open More
Bank of Melbourne Complete Freedom Transaction Bank Account
Bank of Melbourne Complete Freedom Transaction Bank Account
A flexible transaction account with optional VISA debit card which can be used at Westpac, St.George, BankSA and Bank of Melbourne ATMs for free. 5 (Waived if you deposit $2000 each month) Yes, Visa $0 0.00% No ATM fees when you use Bank of Melbourne, BankSA, St.George or Westpac ATMs. No monthly fees when you deposit at least $2,000 into this account each month. Open More
Bank of Melbourne Express Freedom Transaction Bank Account
Bank of Melbourne Express Freedom Transaction Bank Account
Free unlimited everyday banking transactions and no monthly fees if you deposit $1000 into your account each month $3 Yes, Visa $0 0.00% No ATM fees when you use Bank of Melbourne, St.George, Westpac and BankSA ATMs. No monthly fees if you deposit $1,000 into your account each month. Open More
BankSA Sense Everyday Account
BankSA Sense Everyday Account
A combined savings and transaction account with debit card and interest earning. $5 Yes, Visa $0 2.85% Use over 3000 BankSA, St.George, Bank Of Melbourne and Westpac ATMs in Australia for free. Open More
ING DIRECT Savings Maximiser

High Interest Savings Account

The ING DIRECT Savings Maximiser offers a competitive variable ongoing rate with no ongoing fees when you combine it with an Orange Everyday Account and meet the minimum deposit.

  • Maximum Rate: 4.00% p.a.
  • Standard Variable Rate: 2.75% p.a.
  • Monthly Account Fees: $0
  • Minimum Balance: $0
  • Minimum Deposit: $0

* The savings account offers compared on this page are chosen from a range of savings accounts SavingsAccountFinder.com.au has access to track details from and is not representative of all the products available in the market. Products are displayed in no particular order or ranking. The use of terms 'Best' and 'Top' are not product ratings and are subject to our disclaimer. You should consider seeking independent financial advice and consider your own personal financial circumstances when comparing savings accounts.

Savings accounts are not all the same, so compare the best savings accounts* and term deposits on Savings Account Finder today and start earning more interest and paying less fees.

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Savings Account Articles and Guides

RaboDirect Start SMSF Individual Trustee

November 17th, 2014

What are the features of the RaboDirect Start SMSF Individual Trustee High Interest Savings Account? Designed for SMSFs. If you’re the individual trustee of your SMSF, any funds you deposit into the RaboDirect Start SMSF Individual Trustee account earn a high rate of interest usually reserved for term deposit accounts. Earn interest on your deposit. […]

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November 06th, 2014

Find out some time-tested tips to get you to millionaire status quickly, and find out how long it will take.

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ING DIRECT Business Term Deposit

October 24th, 2014

ING Direct as an innovative term saving solution to meet your business needs. Take advantage of their competitive interest rates and no fees to watch your business savings grow.

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RaboDirect Premium Saver DIY Super

October 20th, 2014

The Rabodirect Premium Saver DIY Super is a convenient online high interest savings account for your super fund. Read our review of the Premium Saver DIY Super fees and features and apply here.

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RaboDirect Notice Saver DIY Super

October 15th, 2014

The way it works is simple. You deposit your funds as you would with a high interest savings account, but rather than have access to your money whenever you want, you select a notice period of 31, 60 or 90 days. This eliminates impulse spending, as you’ll be forced to wait for you funds, but […]

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