According to SuperRatings, an independent research company, there are a lot of super fund members who do not know how their super is invested. When members do not choose an investment option, their money is automatically put in a default fund. With the uncertainties and investment losses in the financial market, members are [...]
Savings Accounts & Term Deposit Comparison in Australia
Best Savings Account & Online Application Service
Savings Account Finder™ is a 100% free service to help Australians open the right account with the best interest rate and lowest account keeping fees. Savings accounts are not all the same, so compare the best savings accounts and term deposits on Savings Account Finder™ today and start earning more interest and paying less fees.
Finding the best savings accounts is easy on Savings Account Finder™ - you can read product reviews, use helpful tools, tips, and guides to quickly compare the market's leading high-interest accounts, everyday transaction accounts and no fee accounts, then simply open your account online today.
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Comparison of Top Savings Accounts
Rates accurate as at: January 28th, 2012| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
 UBank USaver | High ongoing rate of 5.41% p.a. Deposit $200 monthly to receive the bonus 0.60%, taking this up to 6.01%p.a. Open online, no paperwork. | 6.01% | 5.41% | 0.60% | $0 | $0 / $0 |
 
|
 Virgin Saver Account | Take advantage of a high interest 4 month introductory rate of 5.85% on accounts up to $150,000. | 5.85% | 4.65% | 1.20% | $0 | $0 / $0 |
|
 ANZ Online Saver | Access your funds 24/7, no minimum balance and earn up to 6.00% p.a. until 31 May 2012. Online offer exclusive. Apply online by 31 January 2012. | 6.00% | 4.25% | 1.75% | $0 | $0 / $0 |
|
 Citibank Online Saver | Introductory rate of 5.80% p.a. for 6 months, and ongoing rate of 4.75% p.a. | 5.80% | 4.75% | 1.05% | $0 | $0 / $0 |
|
 HSBC Serious Saver | Enjoy an introductory variable rate for 4 months for balances up to $1,000,000. Limited time only! | 5.80% | 4.75% | 1.05% | $0 | $0 / $0 |
|
 St.George Direct Saver | Take advantage of a competitive interest rate to kick start your savings plan. | 5.75% | 4.50% | 1.25% | $$0 | $0 / $0 |
|
 Easy Street Bonus Saver Account | Zero fee and a fantastic bonus rate when you deposit at least $50 a month in to your Bonus Saver Account. | 5.61% | 0.01% | 5.60% | $0 | $0 / $0 |
|
 NAB iSaver | Get your savings off to a flying start with bonus interest on top of a competitive standard rate. | 5.50% | 4.15% | 1.35% | $0 | $0 / $0 |
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Easy Street - Easy Savings Account | A high ongoing interest rate with no fixed term, no minimum balance and no fee. | 4.60% | 4.60% | 0% | $0 / |
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Comparison of Top Term Deposits
If you are looking for the certainty of a guaranteed return at a high interest rate, then compare and find the best term deposit accounts to reach your savings goals faster.Rates accurate as at: January 28th, 2012
| Term Deposit | 1 Month | 3 Month | 4 Month | 6 Month | 12 Month | 24 Month | 36 Month | 60 Month | Min Deposit | |
|---|---|---|---|---|---|---|---|---|---|---|
St.George Term Deposit | 2.55% | 3.25% | 5.45% | 5.20% | 5.30% | 5.40% | 5.70% | 6.05% | $5000 |
|
UBank Term Deposit | 3.36% | 5.81% | 6.01% | 6.11% | 5.41% | $1000 |
|
No Fee Transaction Account Comparison
| Description | Monthly Account Fees | Debit Card Access | ATM Withdrawal Fee  |
Interest Rate p.a. | Details | ||
|---|---|---|---|---|---|---|---|
|
NAB Classic Banking | No overdrawn fees. Press Credit when you shop and get complimentary 3 months Purchase Protection Insurance. | 0 | Yes, Visa | 0 | 0.01% | No minimum deposits required to get $0 monthly service fee. |   |
|
Citibank Plus Transaction Account | Transfer funds instantly between Citibank accounts in more than 25 participating countries. | $0 | Yes, Visa | 0 | 0.00% | No ATM fees using Citibank, Westpac, BankSA and St .George branded ATMs | |
Find the savings account you are interested in via the account type or bank in the left sidebar, or read our guides to decide.
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Compare the savings account offers in our comparison tables and make an informed decision.
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Savings Account Articles and Guides
Aussies Plan To Save More In 2012 Led By Gen Y
January 17th, 2012Aussies will continue saving their hard earned dollars in 2012 led by Aussies in their 20s.
Gen Y, as most people born from 1982 to 2000 are called, came out tops in the recent Westpac New Year’s Financial Resolution Survey. 2000 Australians were quizzed on their financial habits going into [...]
Saving to Make $1 Million
January 12th, 2012To be a millionaire is arguably one of the common financial goals people have in the modern world.
It’s one financial goal that has become a social phenomenon what with the growth of game shows, lotteries and casinos enticing the common man to make $1 million the easy way.
While the sensible man’s [...]
How To Choose The Best Deposit Account
January 10th, 2012Banks will use a variety of ways to get you in their doors, and some of these can be very deceptive. You want to look out for practices such as introductory rates or minimum balances. For all the information, read on to see what to look out for.
AMP First Account Transaction Account
January 10th, 2012The First Account can allow you to handle as many transactions as you need to for only $5 per month. You can also earn money with a great interest rate on the account. Read to find out more…
* The Savings Accounts compared on this page are chosen from a range of accounts this site tracks. 'Best', 'Top' and 'Recommended' are ratings which are our suggestions from the major providers and not rated against every Australian savings account.
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