It is hard to forecast the inflation levels in any community very far into the future but one thing that is pretty certain is that prices generally will not fall. This means that when your child is ready to go on to higher education, or enter trade school, it will cost more than when you [...]
Savings Accounts & Term Deposit Comparison in Australia
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Savings Account Finder™ is a 100% free service to help Australians open the right account with the best interest rate and lowest account keeping fees. Savings accounts are not all the same, so compare the best savings accounts and term deposits on Savings Account Finder™ today and start earning more interest and paying less fees.
Finding the best savings accounts is easy on Savings Account Finder™ - you can read product reviews, use helpful tools, tips, and guides to quickly compare the market's leading high-interest accounts, everyday transaction accounts and no fee accounts, then simply open your account online today.
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Comparison of Top Savings Accounts
Rates accurate as at: February 9th, 2012| Savings Account | Account Details | Maximum Variable Rate p.a. | Standard Variable Rate p.a. | Bonus Interest p.a. | Fees | Min Balance/Min Deposit | |
|---|---|---|---|---|---|---|---|
 UBank USaver | High ongoing rate of 5.41% p.a. Deposit $200 monthly to receive the bonus 0.60%, taking this up to 6.01%p.a. Open online, no paperwork. | 6.01% | 5.41% | 0.60% | $0 | $0 / $0 |
 
|
 Virgin Saver Account | Take advantage of a high interest 4 month introductory rate of 5.85% on accounts up to $150,000. | 5.85% | 4.65% | 1.20% | $0 | $0 / $0 |
|
 ANZ Online Saver | Access your funds 24/7, no minimum balance and earn up to 6.00% p.a. until 30 June 2012. Online offer exclusive. Apply online by 29 February 2012. | 6.00% | 4.25% | 1.75% | $0 | $0 / $0 |
|
 Citibank Online Saver | Introductory rate of 5.80% p.a. for 6 months, and ongoing rate of 4.75% p.a. | 5.80% | 4.75% | 1.05% | $0 | $0 / $0 |
|
 St.George Direct Saver | Take advantage of a competitive interest rate to kick start your savings plan. | 5.75% | 4.50% | 1.25% | $$0 | $0 / $0 |
|
 Easy Street Bonus Saver Account | Zero fee and a fantastic bonus rate when you deposit at least $50 a month in to your Bonus Saver Account. | 5.61% | 0.01% | 5.60% | $0 | $0 / $0 |
|
 NAB iSaver | Get your savings off to a flying start with bonus interest on top of a competitive standard rate. | 5.50% | 4.15% | 1.35% | $0 | $0 / $0 |
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Easy Street - Easy Savings Account | A high ongoing interest rate with no fixed term, no minimum balance and no fee. | 4.60% | 4.60% | 0% | $0 / |
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Comparison of Top Term Deposits
If you are looking for the certainty of a guaranteed return at a high interest rate, then compare and find the best term deposit accounts to reach your savings goals faster.Rates accurate as at: February 9th, 2012
| Term Deposit | 1 Month | 3 Month | 4 Month | 6 Month | 12 Month | 24 Month | 36 Month | 60 Month | Min Deposit | |
|---|---|---|---|---|---|---|---|---|---|---|
St.George Term Deposit | 2.55% | 3.25% | 5.45% | 5.20% | 5.30% | 5.40% | 5.70% | 6.05% | $5000 |
|
UBank Term Deposit | 3.36% | 5.61% | 5.71% | 5.91% | 5.41% | $1000 |
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No Fee Transaction Account Comparison
| Description | Monthly Account Fees | Debit Card Access | ATM Withdrawal Fee  |
Interest Rate p.a. | Details | ||
|---|---|---|---|---|---|---|---|
|
NAB Classic Banking | No overdrawn fees. Press Credit when you shop and get complimentary 3 months Purchase Protection Insurance. | 0 | Yes, Visa | 0 | 0.01% | No minimum deposits required to get $0 monthly service fee. |   |
|
Citibank Plus Transaction Account | Transfer funds instantly between Citibank accounts in more than 25 participating countries. | $0 | Yes, Visa | 0 | 0.00% | No ATM fees using Citibank, Westpac, BankSA and St .George branded ATMs | |
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Savings Account Articles and Guides
People’s Choice Credit Union Christmas Savings Account
January 30th, 2012People who have not readied themselves for Christmas often find it a financially stressful occasion. Some put everything on their credit cards and worry about paying it all off at exorbitant interest rates early in the new year. The well organised will have pre-saved all the money they need for such an occasion and the [...]
People’s Choice Credit Union Bonus Saver Account
January 30th, 2012One of the biggest changes in peoples’ lifestyles to emerge from the Global Financial Crisis (GFC) of 2008 has been the high number of people who are now saving their money rather than spending. Prior to the GFC occurring many people, especially the young, thought nothing of running up large credit card bills as they [...]
People’s Choice Credit Union Everyday Account
January 30th, 2012Credit Unions have long been looked on as giving a superior service to that of banks and other financial services who have to create profits for the benefit of shareholders. This is because credit unions are mutual organisations that belong to their members. It is the members who stand to benefit most from any decisions [...]
People’s Choice Credit Union Offset Account
January 30th, 2012People’s Choice Credit Union is able to offer competitive products to those offered by the major banks because all its profits are returned to its members to improve the convenience and affordability of all the services and product it offers. Where most other financial organisations have shareholders to answer to who insist on the organisation [...]
* The Savings Accounts compared on this page are chosen from a range of accounts this site tracks. 'Best', 'Top' and 'Recommended' are ratings which are our suggestions from the major providers and not rated against every Australian savings account.
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